430 Locust Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 430 Locust Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1962
Lot Size	0.278 acres (12,121 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2008)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-321-07826400`

Property Details

APN / Parcel Number

Primary APN	`01-321-07826400`
Alternative APNs	`1-321-07826400` `32107826400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,121 sqft (0.278 acres)
Deck Area	216 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	32107826400
Street Address	430 LOCUST DR
City	EDGEWATER
State	MD
Zip	21037-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 204 205 GLEBE HEIGHTS
Legal Subdivision	GLEBE HEIGHTS
Legal Block	1
Legal Lot Number	204
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1021
Census Tract	701202

Owner

430 Locust Dr is owned and occupied by an individual who acquired it in December 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	430 LOCUST DR, EDGEWATER, MD 21037-3038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2008 · Amount on File
Deed Sale	Aug 6, 2008 · Amount on File
Prior Sale	Nov 20, 2003 · Amount on File
Deed Document Number	20087439
Deed Book / Page	20338 / 475
Last Transfer Date	Dec 9, 2021
Transfer Doc	0381940391
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	430 LOCUST DR, EDGEWATER, MD 21037-3038
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386930234
Date	May 5, 2022
Book Page	38693/234

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 11, 2022
Property Address	430 LOCUST DR, EDGEWATER, MD 21037-3038
Document Number	0381940391
Book / Page	38194 / 391
Map Reference	MB 8 FO 43
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 BIG HAMMOCK POINT RD, SNEADS FERRY, NC 28460-7584

Tax Assessment & Valuation

The 2025 property tax bill for 430 Locust Dr was $4,340 with a homeowner's exemption, up 2.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,500 (+7.98%) Land $274,500 Building $152,000	$426,500 (-) Land $274,500 Building $152,000
2025	$4,340.00 (+2.43%) Homeowner's exemption	$394,967	$426,500 Land $274,500 Building $152,000
2024	$4,237.00 (+16.92%)
2023	$3,624.00	$331,900 Land $214,300 Building $117,600	$331,900 Land $214,300 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Locust Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Locust Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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