430 Locust Ave, Lindenwold (Clementon), NJ 08021 Property Records

Camden County and Lindenwold Borough property record for 430 Locust Ave, Lindenwold, NJ 08021

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 1970
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Feb 2019)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00102-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`22-00102-0000-00041`
Alternative APN	`220010200041`

Interior

Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Street Address	430 LOCUST AVE
City	LINDENWOLD
State	NJ
Zip	08021-7554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: EXP.12-98
Legal Subdivision	LINDENWOLD BORO
Legal Block	102
Legal Lot Number	41
Jurisdiction	CAMDEN NJ
Township / Civil Division	LINDENWOLD
Census Block Group	1
Census Block	1002
Census Tract	607702

Owner

430 Locust Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Camden County and Lindenwold Borough records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 12, 2019	Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on File
Deed Sale	Feb 12, 2019 · Amount on File
Prior Sale	Nov 3, 2014 · Amount on File
Deed Document Number	201911272
Deed Book / Page	11070 / 430
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066121
Date	Jul 6, 2022
Book Page	12129/1405
Instrument	2022066121

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554

Mortgage

Document Number	0000097016
Date	Dec 21, 2020
Book Page	11578/872
Instrument	2020097016

Lender

Name	RUTH RUHL PC
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Apr 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020330
Date	Mar 9, 2020
Book Page	11348/1619
Instrument	2020020330

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 12, 2019
Property Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554
Document Number	0000011272
Book / Page	11070 / 0430
Instrument Date	Jan 11, 2019
Instrument	2019011272
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	AMERICAN HOME TITLE AGENCY I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2130 AUBURN AVE, 2130, ATCO, NJ 08004-1949

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 LOCUST AVE, LINDENWOLD, NJ 08021-7554

Mortgage

Document Number	0000011273
Date	Feb 12, 2019
Instrument	2019011273

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 430 Locust Ave was $5,746, up 0.5% from the year before.

Source: Camden County and Lindenwold Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Lindenwold Borough
Unified School District	Lindenwold Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,300 (+116.52%) Land $52,300 Building $198,000	$250,300 (+116.52%) Land $52,300 Building $198,000
2025	$5,746.00 (+0.52%)	$115,600 Land $38,200 Building $77,400	$115,600 Land $38,200 Building $77,400
2024	$5,716.00
2023		$115,600 Land $38,200 Building $77,400	$115,600 Land $38,200 Building $77,400
2022	$5,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Locust Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Locust Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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