430 Lilac Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 430 Lilac Ct, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 2003
Lot Size	0.195 acres (8,495 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Nov 2003)
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-1458-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-1458-5`
Alternative APNs	`05-1S-22-059C-0000-0160` `22S105059C00000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,065 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	2,065 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,495 sqft (0.195 acres)
Garage Type	Attached
Garage Area	591 sqft
Porch	Finished/Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 LILAC CT
City	NICEVILLE
State	FL
Zip	32578-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD PH III-A LOT 16
Legal Range	22W
Legal Township	01S
Legal Section	05
Legal Subdivision	FAIRWOOD PH III-A
Legal Phase	3
Legal Block	73
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2007
Census Tract	21102

Owner

430 Lilac Ct is owned and occupied by two individuals who bought it in November 2003.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 LILAC CT, NICEVILLE, FL 32578-3272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2003 · Amount on File
Deed Sale	Nov 12, 2003 · Amount on File
Prior Sale	Apr 8, 2003 · Amount on File
Deed Document Number	20032073217
Deed Book / Page	2489 / 2562
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	430 LILAC CT, NICEVILLE, FL 32578-3272
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LILAC CT, NICEVILLE, FL 32578-3272

Mortgage

Document Number	0035721737
Date	Sep 8, 2021
Book Page	3572/1737
Instrument	3486746

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 430 Lilac Ct was $2,679 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00 Homeowner's exemption	$235,800	$416,276 Land $103,563 Building $312,713
2023	$2,436.00 (+5%) Homeowner's exemption	$222,481 (+3%)	$400,922 (+6.04%) Land $87,415 Building $313,507
2022	$2,320.00 Homeowner's exemption	$216,001	$378,098 Land $83,252 Building $294,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Lilac Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1994–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Lilac Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20