430 Liberty St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 430 Liberty St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,640 sqft · built 1890
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on File
Last Sale	$77,300 (Dec 2021)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-320-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-320-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	808 sqft
Basement Area	832 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	17.3 ft deep x 6.6 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	430 LIBERTY ST
City	RIPON
State	WI
Zip	54971-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E CERESCO PLAT W 4 RDS OF LOT 4 BLK 8
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CERESCO PLAT
Legal Block	8
Legal Lot Number	4
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5013
Census Tract	41600

Owner

430 Liberty St is owned and occupied by an individual who bought it in December 2021.

Source: Fond Du Lac County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	430 LIBERTY ST, RIPON, WI 54971-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP
May 10, 2019	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Mar 25, 2013 · Amount on File
Deed Document Number	20211163585
Prior Transfer Date	Mar 18, 2013
Prior Transfer Doc	0001019120
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 17, 2021
Property Address	430 LIBERTY ST, RIPON, WI 54971-1216
Document Number	0001163585
Instrument Date	Aug 30, 2021
Instrument	1163585
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	BAY TITLE COMPANY, BAY TITLE AND ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LIBERTY ST, RIPON, WI 54971-1216

Mortgage

Document Number	0001163586
Date	Dec 17, 2021
Instrument	1163586

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	430 LIBERTY ST, RIPON, WI 54971-1216
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1112637
Date	May 10, 2019
Instrument	1112637

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 9, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 430 Liberty St was $1,110 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,110.00	$54,500 Land $21,000 Building $33,500	$84,058 Land $32,389 Building $51,669
2023	$904.00 Homeowner's exemption	$54,500 Land $21,000 Building $33,500	$64,027 Land $24,671 Building $39,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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