430 Ledro Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 430 Ledro Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,188 sqft · built 2023
Lot Size	0.121 acres (5,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$693,500 (Oct 2023)
Tax Bill	$13,696 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`032-590-039-7`

Property Details

APN / Parcel Number

Primary APN	`032-590-039-7`
Alternative APN	`032-590-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	2,188 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	5,247 sqft (0.121 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	430 LEDRO WAY
City	OAKLEY
State	CA
Zip	94561-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8904 L39
Legal Subdivision	SUBDIVISION 8904
Legal Tract	8904
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2009
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 LEDRO WAY, OAKLEY, CA 94561-6054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Grant Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
Nov 12, 2025	Intrafamily Transfer, Transfer
Oct 19, 2023	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	2023103197
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000034755
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 7, 2026
Property Address	430 LEDRO WAY, OAKLEY, CA 94561-6054
Document Number	0000034755
Instrument Date	Mar 25, 2026
Instrument	202634755
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	430 LEDRO WAY, OAKLEY, CA 94561-6054

Mortgage

Document Number	0000034756,
Date	Apr 7, 2026
Instrument	202634756

Lender

Name	THE TURNKEY FOUNDATION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 12, 2025
Property Address	430 LEDRO WAY, OAKLEY, CA 94561-6054
Document Number	0000126883
Map Reference	MB 548 PG 1 - 10
Instrument Date	Oct 31, 2025
Instrument	2025- 126883
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LEDRO WAY, OAKLEY, CA 94561-6054

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 19, 2023
Property Address	430 LEDRO WAY, OAKLEY, CA 94561-6054
Document Number	0000103197
Map Reference	MB 548 PG 1-10
Instrument Date	Oct 10, 2023
Instrument	2023-103197
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	430 LEDRO WAY, OAKLEY, CA 94561-6054

Mortgage

Document Number	0000103198
Date	Oct 19, 2023
Instrument	2023-103198

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$721,413 (+2%) Land $182,070 Building $539,343
2025	$13,696.00 (+96.95%)	$707,268 (+332.72%) Land $178,500 Building $528,768
2023	$6,954.00 (+44.97%)	$163,448 Land $163,448
2022	$4,797.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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