430 Laura Ln, Conroe, TX 77385 Property Records

Montgomery County property record for 430 Laura Ln, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,138 sqft · built 1995
Lot Size	0.226 acres (9,882 sqft)
Owner	2 Owner Names on File
Tax Bill	$6,326 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-10-20400`

Property Details

APN / Parcel Number

Primary APN	`7640-10-20400`
Alternative APN	`R130410`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,138 sqft Living Area
1st Floor Area	1,623 sqft
2nd Floor Area	1,515 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,882 sqft (0.226 acres)
Garage Type	Detached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	53 sqft
Canopy	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R130410
Street Address	430 LAURA LN
City	CONROE
State	TX
Zip	77385-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	OAK RIDGE NORTH 10, BLOCK 8, LOT 39
Legal Subdivision	OAK RIDGE NORTH 10
Legal Block	8
Legal Lot Number	39
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	691802

Owner

Source: Montgomery County records · APN 7640-10-20400

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	430 LAURA LN, CONROE, TX 77385-9034
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2013
Deed Sale	Nov 04, 2013
Prior Sale	Aug 25, 1995
Deed Document Number	2013119924
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	430 LAURA LN, CONROE, TX 77385-9034
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086005
Date	Jul 08, 2022
Instrument	2022086005

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Oak Ridge North City
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,087 (+1%) Land $58,000 Building $378,700	$436,700 (+5.73%) Land $58,000 Building $378,700
2024	$6,326.00 (+14.04%) Homeowner's exemption	$379,170 (+1%) Land $58,000 Building $355,039	$413,039 (-5.69%) Land $58,000 Building $355,039
2023	$5,547.00 Homeowner's exemption	$344,700 Land $58,000 Building $379,940	$437,940 Land $58,000 Building $379,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	9 (2016–2026)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Tropical Storm Imelda, Sep 2019 · 2 claims Severe Storms And Flooding, May 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tachus Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 293 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OAK RIDGE NORTH serves 3,585 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.