McCreary County property record for 430 Junction Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1994 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $329 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-00-00-010.02 |
| Primary APN | 047-00-00-010.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 870 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.619 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Electric |
| Street Address | 430 JUNCTION RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-7239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | CO-OPERATIVE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 960200 |
430 Junction Rd is owned and occupied by an individual who acquired it in July 2014.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 430 JUNCTION RD, STEARNS, KY 42647-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2014 |
| Deed Sale | Jul 14, 2014 |
| Deed Document Number | 107801 |
| Deed Book / Page | D203 / 716 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 430 Junction Rd was $329.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329.00 | $41,000 | $41,000 |
| 2023 | $334.00 | $41,000 | $41,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Junction Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Junction Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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