430 Jersey St, Staunton, VA 24401 Property Records

Staunton City property record for 430 Jersey St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1988
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on Record
Last Sale	$150,500 (May 2021)
Tax Bill	$1,600 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`858`

Property Details

APN / Parcel Number

Primary APN	`858`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	148 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 JERSEY ST
City	STAUNTON
State	VA
Zip	24401-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	(LOT 1 BLK L)
Legal Subdivision	THE LORA LOUISE MAHITKA PROPERTY
Legal Block	L
Legal Lot Number	1
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1011
Census Tract	200

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 JERSEY ST, STAUNTON, VA 24401-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK
Mar 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage DUPONT COMMUNITY CU
Dec 13, 2017	Deed, Transfer BLUE MAPLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	20211740
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	May 26, 2021
Property Address	430 JERSEY ST, STAUNTON, VA 24401-4025
Document Number	210001740
Map Reference	MB 362 PG 922
Instrument Date	Apr 28, 2021
Instrument	210001740
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 JERSEY ST, STAUNTON, VA 24401-4025

Mortgage

Document Number	210001741
Date	May 26, 2021
Instrument	210001741

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	430 JERSEY ST, STAUNTON, VA 24401-4025
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000610
Date	Mar 19, 2018
Instrument	180000610

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2028

Interest

Rate Type	Adjustable Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Dec 13, 2017
Property Address	430 JERSEY ST, STAUNTON, VA 24401-4025
Document Number	170003064
Map Reference	DD 362 PG 922
Instrument Date	Dec 6, 2017
Instrument	170003064
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BLUE MAPLE TITLE

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,600.00 (+19.58%)	$175,880 (+16.99%) Land $56,980 Building $118,900	$175,880 (+16.99%) Land $56,980 Building $118,900
2023	$1,338.00	$150,340 Land $50,040 Building $100,300	$150,340 Land $50,040 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lingo Networks, Verizon.

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