430 Evergreen Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 430 Evergreen Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,622 sqft · built 1979
Lot Size	0.16 acres (7,000 sqft)
Owner	Owner Name on File
Last Sale	$89,900 (Jan 1999)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-5937-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-5937-9`
Alternative APNs	`15-28-16-36292-000-4570` `162815362920004570` `R160165`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,622 sqft Heated Area
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	326 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R160165
Old Parcel Number	162815362920004570
Street Address	430 EVERGREEN DR
City	OLDSMAR
State	FL
Zip	34677-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR PALMS UNIT ELEVEN LOT 457
Legal Range	16
Legal Township	28
Legal Section	15
Legal Subdivision	HARBOR PALMS UNIT ELEVEN
Legal Lot Number	457
Legal Unit	11
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27319

Owner

The current owner of 430 Evergreen Dr bought it in January 1999.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Owner Name on File
Mailing Address	430 EVERGREEN DR, OLDSMAR, FL 34677-2604
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 1999 · Amount on File
Deed Sale	Jan 5, 1999 · Amount on File
Deed Document Number	1036201708
Deed Book / Page	10362 / 01708
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	430 EVERGREEN DR, OLDSMAR, FL 34677-2604
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 EVERGREEN DR, OLDSMAR, FL 34677-2604

Mortgage

Document Number	0224480048
Date	May 22, 2023
Book Page	22448/48
Instrument	2023132881

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	430 EVERGREEN DR, OLDSMAR, FL 34677-2604
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215682508
Date	Jun 4, 2021
Book Page	21568/2508
Instrument	2021186865

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	430 EVERGREEN DR, OLDSMAR, FL 34677-2604
Document Number	0197441229
Book / Page	019744 / 001229
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 EVERGREEN DR OLDSMAR FL 346772604, OLDSMAR, FL 34677-2604

Mortgage

Document Number	0197441229
Date	Aug 17, 2017
Book Page	019744/001229
Instrument	257442

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 430 Evergreen Dr was $1,398 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 Homeowner's exemption	$121,316	$358,206 Land $99,228 Building $258,978
2023	$1,272.00 (+4.09%) Homeowner's exemption	$114,463 (+3%)	$340,662 (+18.43%) Land $143,394 Building $197,268
2022	$1,222.00 Homeowner's exemption	$111,129	$287,640 Land $135,712 Building $151,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Evergreen Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 434 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	135 (2004–2024)
Claims Outside the SFHA	7 of 135
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 102 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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