430 Edward St, El Cajon, CA 92020 Property Records

San Diego County property record for 430 Edward St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1951
Lot Size	0.195 acres (8,500 sqft)
Owner	Company Name on File
Last Sale	$97,000 (Aug 1987)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`481-392-06-00`

Property Details

APN / Parcel Number

Primary APN	`481-392-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	110 ft deep x 77 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 EDWARD ST
City	EL CAJON
State	CA
Zip	92020-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 29 TR 002348
Legal Subdivision	EDWARD STREET SUB
Legal Tract	002348
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3017
Census Tract	16100

Owner

430 Edward St is owned by a company that acquired it in January 1996 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	430 EDWARD ST, EL CAJON, CA 92020-2720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 1987 · Amount on File
Deed Sale	Aug 20, 1987 · Amount on File
Deed Document Number	1987471975
Last Transfer Date	Jan 22, 1996
Transfer Doc	0000049243
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	430 EDWARD ST, EL CAJON, CA 92020-2720
Document Number	0000020925
Instrument Date	Jan 4, 2021
Instrument	20925
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	430 EDWARD ST EL CAJON CA 920202720, EL CAJON, CA 92020-2720

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	430 EDWARD ST, EL CAJON, CA 92020-2720
Document Number	0000020923
Map Reference	MAP 2348
Instrument Date	Dec 22, 2020
Instrument	2021-0020923
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 EDWARD ST, EL CAJON, CA 92020-2720

Mortgage

Document Number	0000020924
Date	Jan 11, 2021
Instrument	2021-0020924

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 430 Edward St was $2,949 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,444 (+2%) Land $87,838 Building $108,606
2025	$2,949.00 Homeowner's exemption	$192,593 Land $86,116 Building $106,477
2023	$2,767.00 (+2.37%) Homeowner's exemption	$185,117 Land $82,773 Building $102,344
2022	$2,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 430 Edward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 Edward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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