430 E Sprague Ave, Spokane, WA 99202 Property Records

Spokane County property record for 430 E Sprague Ave, Spokane, WA 99202

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 11,298 sqft · built 1963
Lot Size	0.737 acres (32,096 sqft)
Owner	Company Name on File
Last Sale	$1,275,000 (Dec 2021)
Tax Bill	$12,113 (2026)
Deeds & Mortgages	Dec 2021 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35202.0306`

Property Details

APN / Parcel Number

Primary APN	`35202.0306`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	11,298 sqft Total Area
Gross Area	1,688 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Lot Area	32,096 sqft (0.737 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	430 E SPRAGUE AVE
City	SPOKANE
State	WA
Zip	99202-1559
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	DTU
Legal Description	NOSLERS ADD & ASSESSORS PLAT 2 LOTS 1 THRU 4 B5 NOSLERS ADD ALSO TRS 12 THRU 15 AND F-G-H & I OF ASSESSORS PLAT 2
Legal Range	43E
Legal Township	25N
Legal Section	20
Legal Subdivision	NOSLERS ADD
Legal Phase	1
Legal Tract	12
Legal Block	5
Legal Lot Number	1-4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2065
Census Tract	14500

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	430 E SPRAGUE AVE, SPOKANE, WA 99202-1559
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer NOT AVAILABLE, SPOKANE COUNTY TITLE
Jun 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage RIVER BANK
Mar 1, 2019	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Feb 28, 2019	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20217166149
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 29, 2021
Property Address	430 E SPRAGUE AVE, SPOKANE, WA 99202-1559
Document Number	0007166149
Map Reference	VOL A PG 102
Instrument Date	Dec 16, 2021
Instrument	7166149
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$21,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 S BERNARD ST, SPOKANE, WA 99203-2154

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	430 E SPRAGUE AVE, SPOKANE, WA 99202-1559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006935005
Date	Jun 25, 2020
Instrument	6935005

Lender

Name	RIVER BANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 1, 2019
Property Address	430 E SPRAGUE AVE, SPOKANE, WA 99202-1559
Document Number	0006785391
Instrument Date	Feb 28, 2019
Instrument	6785391
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$11,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	430 E SPRAGUE AVE SPOKANE WA 992021538, SPOKANE, WA 99202-1538

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	430 E SPRAGUE AVE, SPOKANE, WA 99202-1559
Document Number	0006785514
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	430 E SPRAGUE AVE SPOKANE WA 992021538, SPOKANE, WA 99202-1538

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,113.00 (-12.16%)	$1,201,950 (+1.27%) Land $385,150 Building $816,800	$1,201,950 (+1.27%) Land $385,150 Building $816,800
2025	$13,790.00 (+23.54%)	$1,186,850 (+3.79%) Land $385,150 Building $801,700	$1,186,850 (+3.79%) Land $385,150 Building $801,700
2024		$1,143,550 (+76.98%) Land $385,150 Building $758,400	$1,143,550 (+76.98%) Land $385,150 Building $758,400
2023	$11,162.00 (+47.92%)	$646,150 Land $385,150 Building $261,000	$646,150 Land $385,150 Building $261,000
2022	$7,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks, T-Mobile, Verizon.

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