DeKalb County property record for 430 E Royal Dr, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,745 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,500 (Sep 2019) |
| Tax Bill | $5,382 (2024) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-206-008 |
| Primary APN | 08-14-206-008 |
|---|
| Lot Area | 11,745 sqft (0.27 acres) |
|---|
| Account Number | 0814206008 |
|---|---|
| Street Address | 430 E ROYAL DR |
| City | DEKALB |
| State | IL |
| Zip | 60115-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TILTON PARK SUB - 1ST ADDITION - LOT 18 BLOCK 9 |
| Legal Subdivision | TILTON PARK SUB - 1ST ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 900 |
Source: DeKalb County records · APN 08-14-206-008
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 E ROYAL DR, DEKALB, IL 60115-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 09, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE SVCS III LLC |
| Jul 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2019 · Amount on Record |
| Deed Sale | Sep 09, 2019 · Amount on Record |
| Deed Document Number | 20198188 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 09, 2019 |
| Property Address | 430 E ROYAL DR, DEKALB, IL 60115-1934 |
| Document Number | 0000008188 |
| Instrument Date | Sep 06, 2019 |
| Instrument | 8188 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 430 E ROYAL DR DEKALB IL 601151934, DEKALB, IL 60115-1934 |
| Document Number | 8189 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 8189 |
| Name | MORTGAGE SVCS III LLC |
|---|---|
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 430 E ROYAL DR, DEKALB, IL 60115-1934 |
| Document Number | 0000006213 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 430 E ROYAL DR DEKALB IL 601151934, DEKALB, IL 60115-1934 |
| Document Number | 0000006213 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 6213 |
| Name | FIRST NAT'L BK/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,199 (+25.6%) Land $14,552 Building $66,647 | $243,597 (+25.6%) Land $43,656 Building $199,941 | |
| 2024 | $5,382.00 | ||
| 2023 | $64,650 Land $11,586 Building $53,064 | $193,950 Land $34,758 Building $159,192 |
Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEKALB serves 40,290 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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