Escambia County property record for 430 E Olive Rd, Pensacola, FL 32514
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,750 sqft · built 1960 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Dec 2015) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-1S-30-2101-004-021 |
| Primary APN | 21-1S-30-2101-004-021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,374 sqft |
| 1st Floor Area | 1,750 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 143,748 sqft (3.3 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23644000 |
|---|---|
| Street Address | 430 E OLIVE RD |
| City | PENSACOLA |
| State | FL |
| Zip | 32514-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDMU,MDR |
| Legal Description | BEG AT NW COR OF LT 34 FOR POB WLY ALG S LI OF LT 22 460 FT NLY AT RT ANG 165 FT ELY AT RT ANG 560 FT SLY AT RT ANG 165 FT WLY AT RT ANG 100 FT TO POB ALSO W 115 FT OF LT 34 S/D E OF RR PLAT DB 2 P 90 OR 7447 P 383 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 21 |
| Legal Subdivision | SUBDIVISION NUMBER: 2101 |
| Legal Block | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 3509 |
430 E Olive Rd is owned and occupied by two individuals who bought it in December 2015.
Source: Escambia County records, as of July 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 E OLIVE RD, PENSACOLA, FL 32514-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on File |
| Deed Sale | Dec 9, 2015 · Amount on File |
| Deed Document Number | 201593211 |
| Deed Book / Page | 7447 / 383 |
| Prior Transfer Date | Nov 16, 2004 |
| Prior Transfer Doc | 0000302791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 430 E OLIVE RD, PENSACOLA, FL 32514-4536 |
| Document Number | 0000056257 |
| Book / Page | 9524 / 1375 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202656257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 430 E OLIVE RD, PENSACOLA, FL 32514-4536 |
| Document Number | 0000056257, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 9524/1375 |
| Instrument | 202656257 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 430 E OLIVE RD, PENSACOLA, FL 32514-4536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0084320175 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 8432/175 |
| Instrument | 2020114344 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 430 E Olive Rd was $2,428, up 11.8% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+11.79%) | $204,698 | $295,242 Land $147,263 Building $147,979 |
| 2024 | $2,172.00 (+0.93%) | ||
| 2023 | $2,152.00 (+2.53%) Homeowner's exemption | $193,136 (+3%) | $254,315 (+6.13%) Land $117,975 Building $136,340 |
| 2022 | $2,099.00 Homeowner's exemption | $187,511 | $239,631 Land $117,975 Building $121,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 E Olive Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 E Olive Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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