Monroe County property record for 430 E Locust St, Columbia, IL 62236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,617 sqft · built 2003 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,352 (2024) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-15-169-098-000 |
| Primary APN | 04-15-169-098-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Basement Area | 1,617 sqft |
| Unfinished Basement | 1,617 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 946 sqft |
| Porch | Slab |
| Porch Area | 111 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 430 E LOCUST ST |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR5 |
| Legal Description | LOT 98 2ND ADDN HERITAGE HEIGHTS |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | HERITAGE HEIGHTS |
| Legal Lot Number | 98 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 36 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 600103 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 E LOCUST ST, COLUMBIA, IL 62236-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 430 E LOCUST ST, COLUMBIA, IL 62236-2021 |
| Document Number | 0000395515 |
| Instrument Date | Apr 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1220 WHITE PINE CIR COLUMBIA IL 622364155, COLUMBIA, IL 62236-4155 |
| Document Number | 0000395515 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 395515 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 26, 2021 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Columbia City |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,710 (+35.34%) Land $18,230 Building $100,480 | $356,130 (+35.34%) Land $54,690 Building $301,440 | |
| 2024 | $5,352.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $87,710 Land $14,600 Building $73,110 | $263,130 Land $43,800 Building $219,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA serves 11,129 people · EPA ID IL1330050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: AT&T, Verizon, Wisper ISP.
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