430 E County Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 430 E County Rd, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,895 sqft · built 1987
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2018)
Tax Bill	$6,438 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0053 L:A-1.07`

Property Details

APN / Parcel Number

Primary APN	`M:0053 L:A-1.07`
Alternative APN	`RUTL M:53 B:A L:1.07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	3,690 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	430 E COUNTY RD
City	RUTLAND
State	MA
Zip	01543-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KENNETH F & JUNE A LOCKE
Legal Block	A
Legal Lot Number	1.07
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1008
Census Tract	721103

Owner

Source: Worcester County and Rutland Town records · APN M:0053 L:A-1.07

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 E COUNTY RD, RUTLAND, MA 01543-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Apr 30, 2018	Deed, Transfer MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jan 31, 1994 · Amount on Record
Deed Document Number	201840712
Deed Book / Page	58735 / 245
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	430 E COUNTY RD, RUTLAND, MA 01543-2033
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072158-189
Date	Jun 24, 2025
Book Page	72158/189
Instrument	50877

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	430 E COUNTY RD, RUTLAND, MA 01543-2033
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64652-54
Date	Mar 10, 2021
Book Page	64652/54
Instrument	33288

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RUTLAND MA
Recording Date	Apr 30, 2018
Property Address	430 E COUNTY RD, RUTLAND, MA 01543-2033
Document Number	58735-245
Book / Page	58735 / 245
Instrument	40712
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E COUNTY RD, RUTLAND, MA 01543-2033

Mortgage

Document Number	587350248
Date	Apr 30, 2018
Instrument	58735/0248

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Worcester County and Rutland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,438.00 (+3.97%)	$452,100 (+8.29%) Land $97,700 Building $354,400	$501,125 (+20.68%)
2024	$6,192.00 (+8.52%)	$417,500 (+0.38%) Land $93,800 Building $323,700	$415,245
2023	$5,706.00	$415,900 Land $88,500 Building $327,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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