430 E Cherry St, Kirkwood, IL 61447 Property Records

Warren County property record for 430 E Cherry St, Kirkwood, IL 61447

Property Summary

Property Type	Single Family Home
Lot Size	0.639 acres (27,827 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-504-002-00`

Property Details

APN / Parcel Number

Primary APN	`13-504-002-00`

Exterior

Lot Area	27,827 sqft (0.639 acres)
Lot Dimensions	210 ft deep x 132 ft wide

Location & Zoning

Street Address	430 E CHERRY ST
City	KIRKWOOD
State	IL
Zip	61447-5075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 4 QUINBYS 2ND ADDN & 1/2 ADJ VAC ALLEY LOT SIZE: 132' X 210.81'
Legal Subdivision	QUINBYS 2ND ADDN
Legal Block	4
Legal Lot Number	3
Jurisdiction	WARREN IL
Township / Civil Division	TOMPKINS
Census Block Group	2
Census Block	2068
Census Tract	870100

Owner

Source: Warren County assessment roll, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 63, KIRKWOOD, IL 61447-0063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 26, 2007
Transfer Doc	2007R3138
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	430 E CHERRY ST, KIRKWOOD, IL 61447-5075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R2047
Date	Oct 4, 2017
Instrument	2017R-2047

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 28, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Tompkins Township
Municipality	Kirkwood Village
Unified School District	United Community School District 304 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+19.97%) Homeowner's exemption Senior Citizen's exemption	$29,380 (+7.23%) Land $2,680 Building $26,700	$88,140 (+7.23%) Land $8,040 Building $80,100
2024	$1,327.00 (+22.08%)	$27,400 (+14.36%) Land $2,500 Building $24,900	$82,200 (+14.36%) Land $7,500 Building $74,700
2022	$1,087.00 Homeowner's exemption Senior Citizen's exemption	$23,960 Land $2,180 Building $21,780	$71,880 Land $6,540 Building $65,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2008–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD serves 714 people · EPA ID IL1870050
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonough Telephone Cooperative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Cable One Cable	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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