430 Dove St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 430 Dove St, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,826 sqft · built 1895
Lot Size0.273 acres (11,900 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Apr 2025)
Tax Bill$3,078 (2026)
Deeds & MortgagesSep 2019 Refinance
Sep 2020 Sale & Mortgage
APN060300 79.18-2-23

Property Details

APN / Parcel Number

Primary APN060300 79.18-2-23
Alternative APNs
  • 03000790180002023000
  • 030038910

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,826 sqft Living Area
1st Floor Area1,430 sqft
2nd Floor Area1,396 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleTraditional
Exterior MaterialWood
Lot Area11,900 sqft (0.273 acres)
Lot Dimensions100 ft deep x 119 ft wide
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030038910
Street Address430 DOVE ST
CityDUNKIRK
StateNY
Zip14048-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description119 X 100 RES; OLD APN: 060300 45-3-15
Legal Block2
Legal Lot Number23.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group2
Census Block2015
Census Tract35600

Owner

430 Dove St is owned by two individuals who bought it in April 2025.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address406 FRANKLIN AVE, DUNKIRK, NY 14048-3112
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHWEST BANK
Sep 14, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2025 · Amount on File
Deed SaleApr 1, 2025 · Amount on File
Prior SaleSep 14, 2020 · Amount on File
Deed Document Number20252499
Prior Transfer DateSep 2, 2020
Prior Transfer DocDE2020004964
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address430 DOVE ST, DUNKIRK, NY 14048-2029
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019003553
DateSep 23, 2019
InstrumentMT2019003553
Lender
NameNORTHWEST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueOct 1, 2029

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateSep 14, 2020
Property Address430 DOVE ST, DUNKIRK, NY 14048-2029
Document NumberDE2020004964
Instrument DateSep 2, 2020
InstrumentDE2020004964
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address430 DOVE ST, DUNKIRK, NY 14048-2029

Mortgage

Document NumberMT2020003474
DateSep 14, 2020
InstrumentMT2020003474
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 430 Dove St was $3,078, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,078.00 (+3.32%)
2025$2,979.00$74,000 Land $4,800 Building $69,200$168,182 Land $10,909 Building $157,273
2023$74,000 (-) Land $4,800 Building $69,200$134,545 (+14.55%) Land $8,727 Building $125,818
2022Additional exemption filed$74,000 Land $4,800 Building $69,200$117,460 Land $7,619 Building $109,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 430 Dove St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 Dove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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