430 Diamond Back Way, Algonquin, IL 60102 Property Records

Kane County property record for 430 Diamond Back Way, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,656 sqft · built 2002
Lot Size	0.231 acres (10,063 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Jul 2015)
Tax Bill	$7,752 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02-103-014`

Property Details

APN / Parcel Number

Primary APN	`03-02-103-014`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	10,063 sqft (0.231 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	430 DIAMOND BACK WAY
City	ALGONQUIN
State	IL
Zip	60102-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALGONQUIN LAKES UNIT 4A - LOT 194
Legal Subdivision	ALGONQUIN LAKES
Legal Block	4
Legal Lot Number	194
Legal Unit	4A
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4008
Census Tract	850101

Owner

430 Diamond Back Way is owned and occupied by two individuals who bought it in July 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 DIAMOND BACK WAY, ALGONQUIN, IL 60102-5046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on File
Deed Sale	Jul 7, 2015 · Amount on File
Prior Sale	Jul 24, 2002 · Amount on File
Deed Document Number	201535200
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	430 DIAMOND BACK WAY, ALGONQUIN, IL 60102-5046
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 DIAMOND BACK WAY, ALGONQUIN, IL 60102-5046

Mortgage

Document Number	0000037590
Date	Oct 26, 2023
Instrument	2023K037590

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	430 DIAMOND BACK WAY, ALGONQUIN, IL 60102-5046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065393
Date	Oct 29, 2020
Instrument	2020K065393

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 430 Diamond Back Way was $7,752 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,752.00 Homeowner's exemption Senior Citizen's exemption	$123,160 (+9.42%) Land $28,154 Building $95,006	$369,628 (+9.42%) Land $84,496 Building $285,132
2024		$112,557 Land $25,730 Building $86,827	$337,806 Land $77,221 Building $260,585
2022	$6,650.00 (+3.49%) Homeowner's exemption	$90,578 (+5.91%) Land $23,151 Building $67,427	$271,734 (+5.91%) Land $69,453 Building $202,281
2021	$6,426.00 Homeowner's exemption	$85,523 Land $21,859 Building $63,664	$256,569 Land $65,577 Building $190,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Diamond Back Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 Diamond Back Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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