430 Deerfield Rd, Deerfield, IL 60015 Property Records

Lake County property record for 430 Deerfield Rd, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,304 sqft · built 1981
Lot Size	0.279 acres (12,149 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Oct 2016)
Tax Bill	$22,140 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-28-324-005`

Property Details

APN / Parcel Number

Primary APN	`16-28-324-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,304 sqft Living Area
Gross Area	5,356 sqft
1st Floor Area	1,502 sqft
2nd Floor Area	1,802 sqft
Upper Floors Area	1,802 sqft
Basement Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,149 sqft (0.279 acres)
Lot Dimensions	150 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 DEERFIELD RD
City	DEERFIELD
State	IL
Zip	60015-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H.O.STONE & COS ADD TO DEERFIELD E14FT LOT 6 & ALL LOT 7 BLO CK 31
Legal Subdivision	H.O.STONE & COS ADD
Legal Block	31
Legal Lot Number	6,7
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1028
Census Tract	864901

Owner

430 Deerfield Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 DEERFIELD RD, DEERFIELD, IL 60015-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on File
Deed Sale	Oct 31, 2016 · Amount on File
Deed Document Number	20167342865
Prior Transfer Date	Jul 8, 2004
Prior Transfer Doc	0005604860
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	430 DEERFIELD RD, DEERFIELD, IL 60015-4416
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	PROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007757149
Date	Mar 3, 2021
Instrument	7757149

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,579 Land $54,985 Building $102,594	$472,784 Land $164,971 Building $307,813
2024	$22,140.00 (+10.91%)
2023	$19,963.00 (+5.98%)	$209,611 (-3.32%) Land $50,333 Building $159,278	$628,896 (-3.32%) Land $151,014 Building $477,882
2022	$18,836.00	$216,814 Land $54,062 Building $162,752	$650,507 Land $162,202 Building $488,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Deerfield Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	28 (1979–2023)
Claims Outside the SFHA	16 of 28
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 Deerfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20