430 Co Rd 475, Clanton, AL 35046 Property Records

Chilton County property record for 430 Co Rd 475, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,175 sqft · built 1900
Lot Size	1.39 acres (60,591 sqft)
Owner	Individual Name on File
Last Sale	$331,500 (Dec 2017)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908280000001042`

Property Details

APN / Parcel Number

Primary APN	`0908280000001042`
Alternative APNs	`82619` `6836`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,175 sqft Adjusted Area
1st Floor Area	2,175 sqft
Utility Area	63 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	60,591 sqft (1.39 acres)
View / Lot	Waterfront
Garage Area	1,360 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,292 sqft
Deck Area	Deck Area
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	6836
Street Address	430 COUNTY ROAD 475
City	CLANTON
State	AL
Zip	35046-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 145 RESURVEY HIGGINS FERRY S/D PLAT #1 MB 5/118 28-22-1
Legal Range	16E
Legal Township	22N
Legal Section	28
Legal Subdivision	HIGGINS FERRY S D
Legal Lot Number	145
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2001
Census Tract	60200

Owner

430 Co Rd 475 is owned and occupied by an individual who bought it in December 2017.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	430 COUNTY ROAD 475, CLANTON, AL 35046-3443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Dec 13, 2017	Special Warranty Deed, Transfer · Stand-Alone First Mortgage WAYNE MCKINNON ETAL
Jun 20, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	2017732
Deed Book / Page	2017 / 211732
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	430 COUNTY ROAD 475, CLANTON, AL 35046-3443
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 HARRIET ST, CLANTON, AL 35045-8474

Mortgage

Document Number	R2022/244570
Date	Mar 15, 2022
Book Page	R2022/244570
Instrument	244570

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	TUSCALOOSA, AL 35405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 13, 2017
Property Address	430 COUNTY ROAD 475, CLANTON, AL 35046-3443
Document Number	R2017/211732
Book / Page	R2017 / 211732
Map Reference	MB 5 PG 118-122
Instrument Date	Dec 5, 2017
Instrument	211732
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 FORREST ST, 215, HATTIESBURG, MS 39401-3476

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 COUNTY ROAD 475, CLANTON, AL 35046-3443

Mortgage

Document Number	0000211733
Date	Dec 13, 2017
Instrument	211733

Lender

Name	WAYNE MCKINNON ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHILTON AL
Recording Date	Jun 20, 2017
Property Address	430 COUNTY ROAD 475, CLANTON, AL 35046-3443
Document Number	R2017/208184
Book / Page	R2017 / 208184
Map Reference	MB 5 PG 118-122
Instrument Date	Jun 15, 2017
Instrument	208184
Transaction Type	Foreclosure
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 COUNTY ROAD 475, 430, CLANTON, AL 35046-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10063, BIRMINGHAM, AL 35202-0063

Tax Assessment & Valuation

The 2025 property tax bill for 430 Co Rd 475 was $2,126, up 9.1% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+9.08%)	$99,800 (+0.1%) Land $50,000 Building $49,800	$499,000 Land $250,000 Building $249,000
2024	$1,949.00	$99,700 (-) Land $50,000 Building $49,700
2023	$1,949.00 (+11.5%)	$99,700 (+123.09%) Land $50,000 Building $49,700	$498,500 (+11.55%) Land $250,000 Building $248,500
2022	$1,748.00	$44,690 Land $26,500 Building $18,190	$446,900 Land $265,000 Building $181,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Co Rd 475 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Co Rd 475 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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