430 Block Rd, Coldwater, MI 49036 Property Records

Branch County property record for 430 Block Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3,294 sqft · built 1998
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (Mar 2019)
Tax Bill	$5,079 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-024-100-055-02`

Property Details

APN / Parcel Number

Primary APN	`100-024-100-055-02`

Interior

Building Area	3,294 sqft Building Perimeter

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	317,988 sqft (7.3 acres)

Location & Zoning

Street Address	430 BLOCK RD
City	COLDWATER
State	MI
Zip	49036-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 1/4 POST S00DEG 00MIN 13SEC W 1325.09 FT TO BEG TH S 00DEG 00MIN 13SEC W 307.77 FT TH N 89DEG 59MIN 47SEC W 248 FT TH S
Legal Range	07W
Legal Township	07S
Legal Section	24
Jurisdiction	BRANCH MI
Township / Civil Division	BETHEL
Census Block Group	1
Census Block	1018
Census Tract	951100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 BLOCK RD, COLDWATER, MI 49036-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Nov 19, 2003 · Amount on Record
Deed Document Number	20191084
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	430 BLOCK RD, COLDWATER, MI 49036-9733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907221
Date	Nov 13, 2019
Instrument	2019-07221

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 5, 2019
Property Address	430 BLOCK RD, COLDWATER, MI 49036-9733
Document Number	201901084
Instrument Date	Mar 1, 2019
Instrument	2019-01084
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,769.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 BLOCK RD, 430, COLDWATER, MI 49036-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 GROVE ST, STURGIS, MI 49091-1632

Mortgage

Document Number	201901085
Date	Mar 5, 2019
Instrument	2019-01085

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Bethel Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,500 (+31.52%)	$545,000 (+31.52%)
2025	$5,079.00 (+2.65%)	$207,200	$414,400
2024	$4,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

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