Warwick City property record for 430 Beach Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,604 sqft · built 1905 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2024) |
| Tax Bill | $4,924 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33700400000 |
| Primary APN | 33700400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 922 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 682 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 149481 |
|---|---|
| Street Address | 430 BEACH AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 40 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21501 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 BEACH AVE, WARWICK, RI 02889-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Jan 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK |
| Jan 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on Record |
| Deed Sale | Nov 22, 2024 · Amount on Record |
| Prior Sale | Sep 8, 2023 · Amount on Record |
| Deed Book / Page | 10595 / 178 |
| Last Transfer Date | Nov 27, 2024 |
| Transfer Doc | 0010600-32 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 8, 2023 |
| Property Address | 430 BEACH AVE, WARWICK, RI 02889-3917 |
| Document Number | 010380-241 |
| Book / Page | 10380 / 241 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 9429 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 BEACH AVE, WARWICK, RI 02889-3917 |
| Document Number | 0000009430 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 9430 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 430 BEACH AVE, WARWICK, RI 02889-3917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010274-267 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 10274/267 |
| Instrument | 755 |
| Name | CENTREVILLE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 430 BEACH AVE, WARWICK, RI 02889-3917 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010266-214 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 10266/214 |
| Instrument | 14 |
| Name | HARBORONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2047 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,924.00 (+33.12%) | $387,700 (+48.71%) Land $102,300 Building $285,400 | |
| 2024 | $373,445 | ||
| 2023 | $3,699.00 (+4.67%) | $260,700 (+38.16%) Land $98,300 Building $162,400 | |
| 2022 | $3,534.00 | $188,700 Land $61,500 Building $127,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 27 (1978–2011) |
| Claims Outside the SFHA | 1 of 27 |
| Most Recent Claim | Jul 2011 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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