430 Ashland Rd, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 430 Ashland Rd, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1943
Lot Size	0.24 acres (10,446 sqft)
Owner	2 Individual Names on File
Last Sale	$175,100 (Jan 2000)
Tax Bill	$10,939 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00137-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`10-00137-0000-00003`
Alternative APN	`100013700003`

Interior

Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,446 sqft (0.24 acres)

Location & Zoning

Street Address	430 ASHLAND RD
City	MIDDLESEX
State	NJ
Zip	08846-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	10444 SF
Legal Subdivision	PIERCE ESTATES INC
Legal Block	137
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

430 Ashland Rd is owned and occupied by two individuals who bought it in January 2000.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 ASHLAND RD, MIDDLESEX, NJ 08846-1744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2000 · Amount on File
Deed Sale	Jan 29, 2000 · Amount on File
Deed Book / Page	4738 / 122
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	430 ASHLAND RD, MIDDLESEX, NJ 08846-1744
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028507
Date	Apr 3, 2018
Book Page	17135/0161
Instrument	201800028507

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 430 Ashland Rd was $10,939, up 6.1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,100 (+4.67%) Land $155,600 Building $384,500	$540,100 (+4.67%) Land $155,600 Building $384,500
2025	$10,939.00 (+6.12%)	$516,000 Land $155,600 Building $360,400	$516,000 Land $155,600 Building $360,400
2024	$10,308.00
2023		$445,500 Land $155,600 Building $289,900	$445,500 Land $155,600 Building $289,900
2022	$9,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Ashland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Ashland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20