430 Abbott Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 430 Abbott Ave, Ridgefield, NJ 07657

Property Summary

Property TypeSingle Family Home
Details4,683 sqft · built 2004
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on File
Last Sale$890,000 (Jan 2019)
Tax Bill$24,160 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-03404-0000-00004

Property Details

APN / Parcel Number

Primary APN49-03404-0000-00004
Alternative APNs
  • 4900129000000007E
  • 490340400004

Interior

Stories2 Stories
Building Area4,683 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions119 ft deep x 67 ft wide

Location & Zoning

Old Parcel Number4900129000000007E
Street Address430 ABBOTT AVE
CityRIDGEFIELD
StateNJ
Zip07657-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description67X119
Legal SubdivisionTAX MAP/THE BOROUGH/RIDGEFIELD
Legal Block3404
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group4
Census Block4001
Census Tract45101

Owner

430 Abbott Ave is owned and occupied by two individuals who bought it in January 2019.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address430 ABBOTT AVE, RIDGEFIELD, NJ 07657-2411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Line of Credit
SIGNATURE FCU
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
TAM LENDING CENTER INC
Jan 10, 2019Deed with Mortgage, Transfer · Conventional Mortgage
THE LENDING GRP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2019 · Amount on File
Deed SaleJan 10, 2019 · Amount on File
Prior SaleMar 9, 2007 · Amount on File
Deed Document Number20192774
Deed Book / Page3152 / 2480
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address430 ABBOTT AVE, RIDGEFIELD, NJ 07657-2411
Transaction TypeMortgage
Record UpdatedOct 5, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 ABBOTT AVE, RIDGEFIELD, NJ 07657-2411

Mortgage

Document Number0050671026
DateAug 25, 2023
Book Page5067/1026
Instrument2023055833
Lender
NameSIGNATURE FCU
TypeCredit Union
AddressALEXANDRIA, VA 22305
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address430 ABBOTT AVE, RIDGEFIELD, NJ 07657-2411
Transaction TypeMortgage
Record UpdatedFeb 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045120892
DateDec 29, 2021
Book Page4512/892
Instrument2021187562
Lender
NameTAM LENDING CENTER INC
TypeMortgage Company
AddressAUDUBON, NJ 08106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

January 2019: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateJan 10, 2019
Property Address430 ABBOTT AVE, RIDGEFIELD, NJ 07657-2411
Document Number0031522480
Book / Page003152 / 002480
Instrument DateJan 3, 2019
Instrument2774
Transaction TypeTransfer
Record UpdatedJan 21, 2019
Title CompanyEAST COAST TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$890.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address430 ABBOTT AVE RIDGEFIELD NJ 076572411, RIDGEFIELD, NJ 07657-2411

Mortgage

Document Number31530001
DateJan 10, 2019
Book Page003153/000001
Instrument2774
Lender
NameTHE LENDING GRP
AddressHOLLYWOOD, FL 33020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 430 Abbott Ave was $24,160, up 3.7% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,439,800 (+0.95%) Land $377,900 Building $1,061,900$1,439,800 (+0.95%) Land $377,900 Building $1,061,900
2025$24,160.00 (+3.66%)$1,426,200 Land $372,900 Building $1,053,300$1,426,200 Land $372,900 Building $1,053,300
2024$23,306.00
2023$1,354,600 Land $352,900 Building $1,001,700$1,354,600 Land $352,900 Building $1,001,700
2022$22,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Abbott Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 Abbott Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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