430 8th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 430 8th Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,760 sqft · built 1989
Lot Size0.091 acres (4,000 sqft)
OwnerIndividual Name on Record
Last Sale$296,000 (Nov 2023)
Tax Bill$6,245 (2026)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN011800 44.49-1-7

Property Details

APN / Parcel Number

Primary APN011800 44.49-1-7
Alternative APNs
  • 180004404900010070000000
  • 04404900010070000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area268 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04404900010070000000
Street Address430 8TH AVE
CityWATERVLIET
StateNY
Zip12189-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number7.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group1
Census Block1003
Census Tract13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address430 8TH AVE, WATERVLIET, NY 12189-3513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleJul 7, 2000 · Amount on Record
Deed Document Number202321594
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address430 8TH AVE, WATERVLIET, NY 12189-3513
Transaction TypeMortgage
Record UpdatedDec 14, 2023
Title CompanyMG TITLE SERVICES, 3G TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2121 4TH AVE, WATERVLIET, NY 12189-2116

Mortgage

Document Number0000001595
DateNov 30, 2023
InstrumentR2023-21595
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.3%
Max Rate11.3%

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,245.00
2025$152,000 (-) Land $28,100 Building $123,900$258,416 (+18.16%) Land $47,773 Building $210,643
2023$152,000 Land $28,100 Building $123,900$218,705 Land $40,432 Building $178,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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