Wabasha County property record for 430 12th St E, Wabasha, MN 55981 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,504 sqft · built 1969 |
| Lot Size | 1.76 acres (76,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Oct 2017) |
| Tax Bill | $3,292 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R27.00833.00 |
| Primary APN | R27.00833.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 598 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 76,839 sqft |
| Lot Dimensions | 330 ft deep x 255 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 463 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 430 12TH ST E |
|---|---|
| City | WABASHA |
| State | MN |
| Zip | 55981-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-111 RANGE-010 SOUTH WABASHA BLOCK-077 |
| Legal Range | 10 |
| Legal Township | 111 |
| Legal Section | 32 |
| Legal Subdivision | SOUTH WABASHA |
| Legal Block | 77 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | WABASHA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 490100 |
Source: Wabasha County records · APN R27.00833.00
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL |
| Oct 27, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ALERUS FINANCIAL NA |
| Oct 29, 2018 | Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK |
| Nov 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME FEDERAL SAVINGS BANK |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 2017329165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Recording Date | Apr 13, 2026 |
| Property Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Document Number | 0000362812 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026362812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Document Number | 0000362812, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026362812 |
| Name | ALERUS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000361189 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 361189 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000332821 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 332821 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000342682 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 342682 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000346698 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 346698 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Sep 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WABASHA MN |
| Recording Date | Oct 31, 2017 |
| Property Address | 430 12TH ST E, WABASHA, MN 55981-1534 |
| Document Number | 0000329165 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 329165 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1212 BROADWAY AVE, WABASHA, MN 55981-1725 |
| Document Number | 0000329166 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 329166 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Wabasha County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Wabasha City |
| Unified School District | Wabasha-Kellogg Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,292.00 (+0.06%) Homeowner's exemption | $290,600 (+20.48%) Land $59,000 Building $231,600 | $290,600 (+20.48%) Land $59,000 Building $231,600 |
| 2025 | $3,290.00 (+4.84%) Homeowner's exemption | $241,200 (+9.59%) Land $59,200 Building $182,000 | $241,200 (+9.59%) Land $59,200 Building $182,000 |
| 2023 | $3,138.00 Homeowner's exemption | $220,100 Land $59,200 Building $160,900 | $220,100 Land $59,200 Building $160,900 |
Source: FEMA National Flood Hazard Layer, Wabasha County (27157C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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