43 Winterberry Ln, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 43 Winterberry Ln, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,177 sqft · built 1985
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on Record
Tax Bill	$8,492 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2017 Line of Credit + 1 more
APN	`NHAM M:0036 B:0202 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0036 B:0202 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,177 sqft Living Area
1st Floor Area	1,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	43 WINTERBERRY LN
City	FLORENCE
State	MA
Zip	01062-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	202
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3006
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 WINTERBERRY LN, FLORENCE, MA 01062-9740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit BANKERS
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK
Apr 25, 2017	Deed of Trust, Mortgage GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2016
Deed Sale	Jun 1, 2016
Prior Sale	Sep 1, 1993 · Amount on Record
Deed Document Number	201610191
Deed Book / Page	12290 / 26
Transfer Doc	4290000194
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Recording Date	May 27, 2026
Property Address	43 WINTERBERRY LN, FLORENCE, MA 01062-9740
Document Number	015729-164
Book / Page	15729 / 164
Instrument Date	May 21, 2026
Instrument	20267916
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WINTERBERRY LN, FLORENCE, MA 01062-9740

Mortgage

Document Number	0000007916,
Date	May 27, 2026
Book Page	15729/164
Instrument	20267916

Lender

Name	BANKERS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	43 WINTERBERRY LN, NORTHAMPTON, MA 01062-9740
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12603-299
Date	Apr 25, 2017
Book Page	12603/299
Instrument	7608

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	43 WINTERBERRY LN, NORTHAMPTON, MA 01062-9740
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12603-284
Date	Apr 25, 2017
Book Page	12603/284
Instrument	7607

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,492.00 (+3.67%)	$609,600 (+17.89%) Land $124,800 Building $484,800	$623,865 (-18.14%)
2024			$762,090
2023	$8,191.00	$517,100 Land $108,100 Building $409,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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