43 Winding Way, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 43 Winding Way, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,127 sqft · built 1967
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on File
Last Sale	$721,600 (Mar 2024)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`14-00933-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`14-00933-0000-00018`
Alternative APNs	`1400457E00004` `140093300018`

Interior

Building Area	3,127 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Lot Area	15,028 sqft (0.345 acres)

Location & Zoning

Old Parcel Number	1400457E00004
Street Address	43 WINDING WAY
City	WAYNE
State	NJ
Zip	07470-5959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TWIN ESTATES SEC 01
Legal Block	933
Legal Lot Number	18
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3013
Census Tract	246203

Owner

43 Winding Way is owned and occupied by two individuals who bought it in March 2024.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 WINDING WAY, WAYNE, NJ 07470-5959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 4, 2024	Re-recorded Document · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 15, 2022	Special Warranty Deed, Transfer BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC
Apr 30, 2020	Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 3, 2018	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Dec 19, 2023 · Amount on File
Deed Document Number	20247506
Deed Book / Page	4674 / 279
Prior Transfer Date	Mar 23, 2020
Prior Transfer Doc	0000019789
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 19, 2023
Property Address	43 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000039999
Book / Page	D4636 / 119
Instrument Date	Nov 30, 2023
Instrument	2023039999
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 HAMMOND AVE, CLIFTON, NJ 07011-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WINDING WAY, WAYNE, NJ 07470-5959

Mortgage

Document Number	0000040000
Date	Dec 19, 2023
Instrument	2023040000

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PASSAIC NJ
Recording Date	Mar 4, 2024
Property Address	43 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000007506
Book / Page	D4674 / 279
Instrument Date	Nov 30, 2023
Instrument	2024007506
Record Updated	Apr 2, 2024
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 HAMMOND AVE, CLIFTON, NJ 07011-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WINDING WAY, WAYNE, NJ 07470-5959

Mortgage

Document Number	0000007276
Date	Mar 1, 2024
Book Page	M18827/159
Instrument	2024007276

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2054

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 15, 2022
Property Address	43 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000040452
Book / Page	D4372 / 27
Instrument Date	Sep 2, 2020
Instrument	2022040452
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HAMMOND AVE, CLIFTON, NJ 07011-4116

April 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	PASSAIC NJ
Recording Date	Apr 30, 2020
Property Address	43 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000019789
Instrument Date	Mar 23, 2020
Instrument	19789
Transaction Type	Foreclosure
Record Updated	Jul 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 3, 2018
Property Address	43 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000014815
Book / Page	003277 / 000061
Instrument Date	Feb 20, 2018
Instrument	14815
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	MONUMENT TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 WINDING WAY WAYNE NJ 074705959, WAYNE, NJ 07470-5959

Mortgage

Document Number	14816
Date	Apr 3, 2018
Book Page	014962/000131
Instrument	14816

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43 Winding Way was $15,445, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,500 (-) Land $88,000 Building $169,500	$257,500 (-) Land $88,000 Building $169,500
2025	$15,445.00 (+0.88%)	$257,500 Land $88,000 Building $169,500	$257,500 Land $88,000 Building $169,500
2024	$15,310.00
2023		$257,500 (-) Land $88,000 Building $169,500	$257,500 (-) Land $88,000 Building $169,500
2022	$14,559.00 (+0.11%)	$257,500 Land $88,000 Building $169,500	$257,500 Land $88,000 Building $169,500
2021	$14,543.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 Winding Way in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	413 (1978–2024)
Claims Outside the SFHA	22 of 413
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 97 claims Severe Storms And Flooding, Mar 2010 · 73 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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