43 Windcrest Dr, Covington, GA 30016 Property Records

Newton County property record for 43 Windcrest Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,193 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2026)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025G-00000-096-000`

Property Details

APN / Parcel Number

Primary APN	`0025G-00000-096-000`
Alternative APNs	`0025G 096` `11286`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,193 sqft Heated Area
1st Floor Area	2,193 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	86 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11286
Street Address	43 WINDCREST DR
City	COVINGTON
State	GA
Zip	30016-0902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 96 WINDCREST
Legal Subdivision	WINDCREST
Legal Lot Number	96
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100505

Owner

Source: Newton County records · APN 0025G-00000-096-000

Assessment roll updated December 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 WINDCREST DR, COVINGTON, GA 30016-0902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 15, 2026	Warranty Deed, Transfer · FHA Mortgage
May 08, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Jun 04, 2004 · Amount on Record
Deed Book / Page	4831 / 751
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	43 WINDCREST DR, COVINGTON, GA 30016-0902
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N TRYON ST, CHARLOTTE, NC 28202-2135

Mortgage

Document Number	0045440000000081
Date	Aug 29, 2023
Book Page	0000004544/0000000081
Instrument	D2023010372

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 15, 2026
Property Address	43 WINDCREST DR, COVINGTON, GA 30016-0902
Document Number	4831000751
Book / Page	4831 / 751
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WINDCREST DR, COVINGTON, GA 30016-0902

Mortgage

Document Number	0000000058,
Date	May 15, 2026
Book Page	4831/753
Instrument	202658

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000000058,
Date	May 15, 2026
Book Page	4831/771
Instrument	202658

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	43 WINDCREST DR, COVINGTON, GA 30016-0902
Document Number	0036020566
Book / Page	003602 / 000566
Instrument Date	May 08, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WINDCREST DR COVINGTON GA 300160902, COVINGTON, GA 30016-0902

Mortgage

Document Number	0036020566
Date	Aug 29, 2017
Book Page	003602/000566
Instrument	9678

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00 (-7.07%) Homeowner's exemption	$120,440 (-5.34%) Land $16,000 Building $104,440	$301,100 (-5.34%) Land $40,000 Building $261,100
2024	$3,184.00 (+24.72%) Homeowner's exemption	$127,240 (+14.88%) Land $16,000 Building $111,240	$318,100 (+14.88%) Land $40,000 Building $278,100
2023		$110,760 Land $8,400 Building $102,360	$276,900 Land $21,000 Building $255,900
2022	$2,553.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 152 locations within half a mile of this property.

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