43 William St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 43 William St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,450 sqft · built 1957
Lot Size	0.198 acres (8,622 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2013)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72 0000 0042 A`

Property Details

APN / Parcel Number

Primary APN	`72 0000 0042 A`
Alternative APN	`LAWR M:0072 B:0000 L:0042`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	2,692 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,622 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	72 0000 0042 A
Street Address	43 WILLIAM ST
City	LAWRENCE
State	MA
Zip	01841-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	42
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5008
Census Tract	250800

Owner

43 William St is owned and occupied by two individuals who acquired it in December 2025.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 WILLIAM ST, LAWRENCE, MA 01841-1317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2013 · Amount on File
Deed Sale	Aug 16, 2013 · Amount on File
Deed Book / Page	13602 / 33
Last Transfer Date	Dec 15, 2025
Transfer Doc	018474-217
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 22, 2025
Property Address	43 WILLIAM ST, LAWRENCE, MA 01841-1317
Document Number	018474-217
Book / Page	18474 / 217
Instrument Date	Dec 15, 2025
Instrument	22761
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 WILLIAM ST, LAWRENCE, MA 01841-1317

Mortgage

Document Number	0000022762
Date	Dec 22, 2025
Instrument	22762

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 43 William St was $4,241, up 1.5% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00 (+1.53%)	$490,800 (+3.39%) Land $183,200 Building $307,600	$550,785 (+24.82%)
2025	$4,177.00 (+10.21%)	$474,700 (+15.87%) Land $167,100 Building $307,600	$441,275
2024	$3,790.00 (-10.91%)	$409,700 (-2.15%) Land $144,600 Building $265,100
2023	$4,254.00	$418,700 Land $144,600 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 William St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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