43 Westcliff Ct, Clayton, NC 27527 Property Records

Johnston County property record for 43 Westcliff Ct, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,152 sqft · built 2007
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Aug 2019)
Tax Bill	$2,255 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17K06032L`

Property Details

APN / Parcel Number

Primary APN	`17K06032L`
Alternative APN	`2000221631`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,430 sqft
Attic	Attic
Attic Area	774 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000221631
Street Address	43 WESTCLIFF CT
City	CLAYTON
State	NC
Zip	27527-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 223 KNOLLS AT NEUSE PH 1 69/103
Legal Subdivision	THE KNOLLS AT THE NEUSE SUBDIVISION
Legal Phase	1
Legal Lot Number	223
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILSON MILLS
Census Block Group	1
Census Block	1002
Census Tract	40903

Owner

43 Westcliff Ct is owned and occupied by two individuals who bought it in August 2019.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 WESTCLIFF CT, CLAYTON, NC 27527-6037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 27, 2019	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Aug 24, 2007 · Amount on File
Deed Document Number	2019625258
Deed Book / Page	5413 / 539
Prior Transfer Date	Aug 23, 2007
Prior Transfer Doc	0000189106
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	43 WESTCLIFF CT, CLAYTON, NC 27527-6037
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034876
Date	Nov 3, 2025
Book Page	DEED6992/819
Instrument	2025034876

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 27, 2019
Property Address	43 WESTCLIFF CT, CLAYTON, NC 27527-6037
Document Number	0000625258
Book / Page	5413 / 0539
Map Reference	MB 69 PG 103-108
Instrument Date	Aug 27, 2019
Instrument	2019625258
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 WESTCLIFF CT, 43, CLAYTON, NC 27527-6037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WESTCLIFF CT, CLAYTON, NC 27527-6037

Mortgage

Document Number	0000625259
Date	Aug 27, 2019
Instrument	2019625259

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 43 Westcliff Ct was $2,255 with exemptions applied, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,255.00 (-1.57%) Disabled Person's exemption Veteran's exemption	$405,910 (-) Land $65,000 Building $340,910	$405,910 (-) Land $65,000 Building $340,910
2025	$2,291.00 Disabled Person's exemption Veteran's exemption	$405,910 Land $65,000 Building $340,910	$405,910 Land $65,000 Building $340,910
2023	$1,973.00	$256,240 Land $45,000 Building $211,240	$256,240 Land $45,000 Building $211,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Westcliff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Westcliff Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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