43 West St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 43 West St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,920 sqft · built 2007
Lot Size0.462 acres (20,116 sqft)
Owner2 Individual Names on Record
Last Sale$789,000 (Feb 2015)
Tax Bill$12,098 (2026)
Deeds & MortgagesFeb 2021 Refinance
Feb 2021 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:006.0-0000-0049.0

Property Details

APN / Parcel Number

Primary APNREAD M:006.0-0000-0049.0
Alternative APNs
  • M:006.0=0000=0049.0
  • 150000000020
  • 150000000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,920 sqft Living Area
Gross Area6,548 sqft
1st Floor Area1,150 sqft
Basement Area1,600 sqft
Unfinished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,116 sqft (0.462 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number150000000020
Street Address43 WEST ST
CityREADING
StateMA
Zip01867-3767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group5
Census Block5020
Census Tract334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address43 WEST ST, READING, MA 01867-3767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Feb 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2015 · Amount on Record
Deed SaleFeb 18, 2015 · Amount on Record
Prior SaleMay 28, 2013 · Amount on Record
Deed Book / Page64926 / 444
Transfer Doc064926-444
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address43 WEST ST, READING, MA 01867-3767
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00076852-1
DateFeb 1, 2021
Book Page76852/1
Instrument23206
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address43 WEST ST, READING, MA 01867-3767
Transaction TypeMortgage
Record UpdatedFeb 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76852-1
DateFeb 1, 2021
Book Page76852/1
Instrument23206
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,098.00 (-2.26%)$1,103,800 (+1.57%) Land $365,000 Building $738,800$1,396,871 (+3.59%)
2025$12,378.00 (+1.17%)$1,086,700 (+4.1%) Land $359,300 Building $727,400$1,348,430 (+6.35%)
2024$12,235.00 (+3.25%)$1,043,900 (+10.91%) Land $345,200 Building $698,700$1,267,870
2023$11,850.00$941,200 Land $311,200 Building $630,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Astound Broadband, T-Mobile.

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