43 Welles St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 43 Welles St, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,442 sqft · built 1910
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Dec 2025)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2583900`

Property Details

APN / Parcel Number

Primary APN	`2583900`
Alternative APN	`WOON M:27C L:45 U:10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	902 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2583900
Street Address	43 WELLES ST
City	WOONSOCKET
State	RI
Zip	02895-4513
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Lot Number	45
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2003
Census Tract	17900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woonsocket City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 WELLES ST, WOONSOCKET, RI 02895-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Jan 12, 2022	Warranty Deed, Transfer · Line of Credit RFLF LLC
Feb 14, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Book / Page	2996 / 47
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Dec 1, 2025
Property Address	43 WELLES ST, WOONSOCKET, RI 02895-4513
Document Number	0002996-47
Book / Page	2996 / 47
Instrument Date	Nov 24, 2025
Instrument	241101
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WELLES ST, WOONSOCKET, RI 02895-4513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000241102
Date	Dec 1, 2025
Instrument	241102

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Mortgage

Document Number	0002996-71
Date	Dec 1, 2025
Book Page	2996/71
Instrument	241103

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 28, 2022
Property Address	43 WELLES ST, WOONSOCKET, RI 02895-4513
Document Number	002766-279
Book / Page	2766 / 279
Instrument Date	Sep 27, 2022
Instrument	224463
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 WELLES ST, WOONSOCKET, RI 02895-4513

Mortgage

Document Number	0000224464
Date	Sep 28, 2022
Instrument	224464

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002766-298
Date	Sep 28, 2022
Book Page	2766/298
Instrument	224465

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 12, 2022
Property Address	43 WELLES ST, WOONSOCKET, RI 02895-4513
Document Number	002698-294
Book / Page	2698 / 294
Instrument Date	Jan 11, 2022
Instrument	219547
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 RIVER AVE, PROVIDENCE, RI 02908-1413

Mortgage

Document Number	0000219548
Date	Jan 12, 2022
Instrument	219548

Lender

Name	RFLF LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	43 WELLES ST, WOONSOCKET, RI 02895-4513
Document Number	2270-26
Book / Page	002270 / 000026
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	2270-26
Date	Feb 28, 2017
Book Page	002270/000026
Instrument	187322

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,681.00 (+9.88%)	$327,800 (+36.81%) Land $90,400 Building $237,400
2023	$3,350.00	$239,600 (-) Land $92,100 Building $147,500
2022	$3,350.00	$239,600 Land $92,100 Building $147,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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