43 Wayne St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 43 Wayne St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,428 sqft · built 1987
Lot Size0.164 acres (7,153 sqft)
OwnerIndividual Name on File
Last Sale$428,000 (Apr 2022)
Tax Bill$5,306 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8-042-00002

Property Details

APN / Parcel Number

Primary APN8-042-00002
Alternative APN
  • WORC M:08 B:042 L:00002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area2,705 sqft
1st Floor Area816 sqft
Basement Area528 sqft
Unfinished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,153 sqft (0.164 acres)
Garage TypeBasement
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number8-042-00002
Street Address43 WAYNE ST
CityWORCESTER
StateMA
Zip01603-3137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal SubdivisionARTHUR A RHEAUME
Legal Block42
Legal Lot Number2
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1002
Census Tract731002

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 WAYNE ST, WORCESTER, MA 01603-3137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Line of Credit
ALLCOM CREDIT UNION
Apr 5, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Prior SaleJan 27, 1989 · Amount on Record
Deed Book / Page67386 / 173
Transfer Doc4907000139
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address43 WAYNE ST, WORCESTER, MA 01603-3137
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065796-250
DateAug 9, 2021
Book Page65796/250
Instrument111283
Lender
NameALLCOM CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 1, 2041
Interest
Rate TypeAdjustable Rate

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateApr 5, 2022
Property Address43 WAYNE ST, WORCESTER, MA 01603-3137
Document Number067386-173
Book / Page67386 / 173
Instrument DateApr 5, 2022
Instrument37688
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address43 WAYNE ST, WORCESTER, MA 01603-3137

Mortgage

Document Number0000037689
DateApr 5, 2022
Instrument37689
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number067386-192
DateApr 5, 2022
Book Page67386/192
Instrument37690
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,306.00 (+5.8%)$402,300 (+15.04%) Land $97,600 Building $304,700$485,355 (+15.96%)
2024$418,570
2023$5,015.00$349,700 Land $84,900 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010–2014)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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