43 Watson Rd, Dyer, TN 38330 Property Records

Gibson County property record for 43 Watson Rd, Dyer, TN 38330 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1986
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Jul 2026)
Tax Bill	$866 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027060 00800`

Property Details

APN / Parcel Number

Primary APN	`027060 00800`
Alternative APN	`060 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	36 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43 WATSON RD
City	DYER
State	TN
Zip	38330-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: R05
Jurisdiction	GIBSON TN
Township / Civil Division	19
Census Block Group	3
Census Block	3003
Census Tract	966200

Owner

Source: Gibson County records · APN 027060 00800

Assessment roll updated January 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 WATSON RD, DYER, TN 38330-4424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Apr 30, 1994 · Amount on Record
Deed Document Number	2026253223
Deed Book / Page	1135 / 423
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Jul 02, 2026
Property Address	43 WATSON RD, DYER, TN 38330-4424
Document Number	0000253223
Book / Page	1135 / 423
Instrument Date	Jul 01, 2026
Instrument	2026253223
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$79,971.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WATSON RD, DYER, TN 38330-4424

Mortgage

Document Number	0000253224,
Date	Jul 02, 2026
Instrument	2026253224

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	43 WATSON RD, DYER, TN 38330-4424
Document Number	0000189738
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	43 WATSON RD DYER TN 383304424, DYER, TN 38330-4424

Mortgage

Document Number	0000189738
Date	Sep 25, 2019
Book Page	001039/002046
Instrument	189738

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	DYER, TN 38330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gibson County records · Assessment roll updated January 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00	$40,325 Land $9,075 Building $31,250
2024			$161,300 Land $36,300 Building $125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gibson County (47053C), updated November 5, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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