43 W Main St, Sidney, NY 13838 Property Records

Delaware County and Sidney Town property record for 43 W Main St, Sidney, NY 13838

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,283 sqft · built 1953
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Dec 2023)
Tax Bill$4,173 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN125001 115.16-2-18

Property Details

APN / Parcel Number

Primary APN125001 115.16-2-18
Alternative APNs
  • 50011150160002018000
  • 08201333021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,283 sqft Living Area
1st Floor Area1,283 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions152 ft deep x 71 ft wide
Garage TypeDetached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area403 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number08201333021
Street Address43 W MAIN ST
CitySIDNEY
StateNY
Zip13838-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number18.000
JurisdictionDELAWARE NY
Township / Civil DivisionSIDNEY
Census Block Group1
Census Block1000
Census Tract970402

Owner

43 W Main St is owned and occupied by two individuals who bought it in December 2023.

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address43 W MAIN ST, SIDNEY, NY 13838-1452
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Warranty Deed, Transfer · ARM
HERITAGE FINANCIAL CREDIT UNION
Jan 12, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2023 · Amount on File
Deed SaleDec 21, 2023 · Amount on File
Prior SaleJan 12, 2021 · Amount on File
Deed Document Number20238107
Deed Book / Page1771 / 210
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE NY
Recording DateDec 21, 2023
Property Address43 W MAIN ST, SIDNEY, NY 13838-1452
Document Number001771/210
Book / Page1771 / 210
Instrument DateDec 9, 2023
Instrument8107
Transaction TypeTransfer
Record UpdatedJan 9, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address273 YULAN BARRYVILLE RD, YULAN, NY 12792

Mortgage

Document Number002463/179
DateDec 21, 2023
Book Page2463/179
Instrument8108
Lender
NameHERITAGE FINANCIAL CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.3%
Type Change DateJan 1, 2031
IndexOther
Margin2

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE NY
Recording DateJan 12, 2021
Property Address43 W MAIN ST, SIDNEY, NY 13838-1452
Document Number0001654/93
Book / Page1654 / 93
Instrument DateDec 29, 2020
Instrument301
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 MAIN ST, UNADILLA, NY 13849-3400

Mortgage

Document Number0000000302
DateJan 12, 2021
Instrument302
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 W Main St was $4,173 with a veteran's exemption, up 10.5% from the year before.

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionSidney Town
MunicipalitySidney Village
Unified School DistrictSidney Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,173.00 (+10.51%) Veteran's exemption
2025$3,776.00$73,500 Land $10,000 Building $63,500$147,000 Land $20,000 Building $127,000
2023$73,500 (-) Land $10,000 Building $63,500$125,500 (+9.8%) Land $17,075 Building $108,425
2022$73,500 Land $10,000 Building $63,500$114,300 Land $15,551 Building $98,749
2021$1,958.00 (-20.63%)
2020$2,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (2005–2026)
Most Recent ClaimSep 2026
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIDNEY VILLAGE
serves 3,800 people · EPA ID NY1200270
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

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