43 W 1070 N, Orem, UT 84057 Property Records

Utah County property record for 43 W 1070 N, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,259 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,400 (Sep 2026)
Tax Bill	$2,079 (2022)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-145-0011`

Property Details

APN / Parcel Number

Primary APN	`46-145-0011`
Alternative APN	`066110`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
Gross Area	3,144 sqft
1st Floor Area	1,259 sqft
Basement Area	1,259 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Metal Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	066110
Street Address	43 W 1070 N
City	OREM
State	UT
Zip	84057-3170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT A, MELISSA MANOR
Legal Subdivision	MELISSA MANOR A
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1009
Census Tract	703

Owner

Source: Utah County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 W 1070 N, OREM, UT 84057-3170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Special Warranty Deed, Transfer · VA Mortgage GENEVA FINANCIAL
Aug 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
May 2, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Dec 24, 2016	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	202680398
Prior Transfer Date	May 19, 2005
Prior Transfer Doc	0000053849
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 30, 2026
Property Address	43 W 1070 N, OREM, UT 84057-3170
Document Number	0000080398
Instrument Date	Sep 25, 2026
Instrument	202680398
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 W 1070 N, OREM, UT 84057-3170

Mortgage

Document Number	0000080397,
Date	Sep 30, 2026
Instrument	202680397

Lender

Name	GENEVA FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	43 W 1070 N, OREM, UT 84057-3170
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055886
Date	Aug 25, 2023
Instrument	55886:2023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Dec 28, 2021
Property Address	43 W 1070 N, OREM, UT 84057-3170
Document Number	0000213575
Instrument Date	Dec 22, 2021
Instrument	213575:2021
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	VISTA TITLE INC, UTAH TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 W 1070 N, OREM, UT 84057-3170

Mortgage

Document Number	0000213576
Date	Dec 28, 2021
Instrument	213576:2021

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	43 W 1070 N, OREM, UT 84057-3170
Document Number	0000047397
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	43 W 1070 N OREM UT 840573170, OREM, UT 84057-3170

Mortgage

Document Number	0000047397
Date	May 29, 2019
Instrument	47397

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	43 W 1070 N, OREM, UT 84057-3170
Document Number	0000000003
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	43 W 1070 N OREM UT 840573170, OREM, UT 84057-3170

Mortgage

Document Number	0000000003
Date	Jan 3, 2017
Instrument	3

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2037

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,430 (+10.27%)	$502,600 (+10.27%) Land $235,100 Building $267,500
2023		$250,690	$455,800 Land $223,900 Building $231,900
2022	$2,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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