43 Valley View Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 43 Valley View Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,122 sqft · built 1960
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Dec 2023)
Tax Bill	$13,442 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02302-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`14-02302-0000-00009`
Alternative APNs	`1400532C00019` `140230200009`

Interior

Building Area	2,122 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Old Parcel Number	1400532C00019
Street Address	43 VALLEY VIEW TER
City	WAYNE
State	NJ
Zip	07470-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAINSIDE PACKANACK LAKE
Legal Block	2302
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1013
Census Tract	246202

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 VALLEY VIEW TER, WAYNE, NJ 07470-4242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Transfer · Conventional Mortgage SPENCER SAVINGS BANK SLA
Jun 1, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202339646
Deed Book / Page	4634 / 235
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 14, 2023
Property Address	43 VALLEY VIEW TER, WAYNE, NJ 07470-4242
Document Number	0000039646
Book / Page	D4634 / 235
Instrument Date	Dec 11, 2023
Instrument	2023039646
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SLOPING HILL TER, WAYNE, NJ 07470-4212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 VALLEY VIEW TER, WAYNE, NJ 07470-4242

Mortgage

Document Number	0000039647
Date	Dec 14, 2023
Instrument	2023039647

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 1, 2020
Property Address	43 VALLEY VIEW TER, WAYNE, NJ 07470-4242
Document Number	0000023651
Book / Page	003803 / 000260
Instrument Date	Apr 30, 2020
Instrument	23651
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SLOPING HILL TER WAYNE NJ 074704212, WAYNE, NJ 07470-4212

Mortgage

Document Number	23652
Date	Jun 1, 2020
Book Page	016180/000079
Instrument	23652

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,100 (-) Land $116,100 Building $108,000	$224,100 (-) Land $116,100 Building $108,000
2025	$13,442.00 (+0.89%)	$224,100 (-) Land $116,100 Building $108,000	$224,100 (-) Land $116,100 Building $108,000
2024	$13,324.00 (+5.16%)
2023		$224,100 (-) Land $116,100 Building $108,000	$224,100 (-) Land $116,100 Building $108,000
2022	$12,670.00	$224,100 Land $116,100 Building $108,000	$224,100 Land $116,100 Building $108,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Nearby Properties on Valley View Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures