43 Valley St, #45, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 43 Valley St, #45, Everett, MA 02149

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 4 ba · 2,262 sqft · built 1890
Lot Size	0.089 acres (3,890 sqft)
Owner	Company Name on File
Last Sale	$617,000 (Apr 2023)
Tax Bill	$7,457 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D00003 00116A 01`

Property Details

APN / Parcel Number

Primary APN	`D00003 00116A 01`
Alternative APNs	`EVER M:D0 B:03 L:00116A` `M:D00 B:003 L:00116A-01` `D00003 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,262 sqft Total Area
Gross Area	4,619 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,890 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	D00003 00116A 01
Street Address	43 VALLEY ST, 45
City	EVERETT
State	MA
Zip	02149-2019
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	DD
Legal Block	3
Legal Lot Number	116A
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2001
Census Tract	342302

Owner

43 Valley St, #45 is owned by a company that bought it in April 2023.

Source: Middlesex County and Everett City records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	43 VALLEY ST, 45, EVERETT, MA 02149-2019
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO
Dec 31, 2018	Personal Representative Deed, Transfer Quitclaim
Dec 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jul 29, 2022 · Amount on File
Deed Book / Page	81474 / 184
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	72074-344
Record Updated	Sep 20, 2026

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EVERETT MA
Recording Date	Apr 28, 2023
Property Address	43 VALLEY ST # 45, 45, EVERETT, MA 02149-2019
Document Number	081474-184
Book / Page	81474 / 184
Instrument Date	Apr 28, 2023
Instrument	43055
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43-45 VALLEY ST # 43, 43, EVERETT, MA 02149-2019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043056
Date	Apr 28, 2023
Instrument	43056

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Jul 29, 2022
Property Address	45 VALLEY ST, EVERETT, MA 02149-2019
Document Number	080511-165
Book / Page	80511 / 165
Instrument Date	Jul 29, 2022
Instrument	116608
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 VALLEY ST # 45, 45, EVERETT, MA 02149-2019

Mortgage

Document Number	0000116609
Date	Jul 29, 2022
Instrument	116609

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

December 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	EVERETT MA
Recording Date	Dec 31, 2018
Property Address	45 VALLEY ST, EVERETT, MA 02149-2019
Document Number	72074-344
Book / Page	072074 / 000344
Instrument Date	Dec 13, 2018
Instrument	8086
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VALLEY ST EVERETT MA 021492019, EVERETT, MA 02149-2019

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Dec 31, 2018
Property Address	45 VALLEY ST, EVERETT, MA 02149-2019
Document Number	72074-350
Book / Page	072074 / 000350
Instrument Date	Dec 12, 2018
Instrument	8089
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VALLEY ST EVERETT MA 021492019, EVERETT, MA 02149-2019

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$7,457.00 (+5.18%)	$650,700 (+8.11%) Land $195,900 Building $454,800
2023	$7,090.00	$601,900 Land $186,300 Building $415,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Valley St, #45 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 Valley St, #45 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 912 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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