43 Valley Rd, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 43 Valley Rd, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,184 sqft · built 2010
Lot Size	0.2 acres (8,716 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Apr 2010)
Tax Bill	$6,795 (2025)
Deeds & Mortgages	Apr 2022 Transfer Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:106 L:410 S:030`

Property Details

APN / Parcel Number

Primary APN	`B:106 L:410 S:030`
Alternative APN	`LYNN M:106 B:410 L:030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,588 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,716 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	43 VALLEY RD
City	LYNN
State	MA
Zip	01902-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	EAST LYNN PARK 1911 ADD
Legal Block	410
Legal Lot Number	30
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2001
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 VALLEY RD, LYNN, MA 01902-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2010 · Amount on Record
Deed Sale	Apr 5, 2010 · Amount on Record
Last Transfer Date	Apr 8, 2022
Transfer Doc	040851-514
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 8, 2022
Property Address	43 VALLEY RD, LYNN, MA 01902-1141
Document Number	040851-514
Book / Page	40851 / 514
Instrument Date	Apr 8, 2022
Instrument	20220408004030
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 VALLEY RD, LYNN, MA 01902-1141

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	43 VALLEY RD, LYNN, MA 01902-1141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39162-394
Date	Nov 10, 2020
Book Page	39162/394
Instrument	20201110000300

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,795.00 (+2.54%)	$655,900 (+4.23%) Land $227,000 Building $428,900	$512,715
2024	$6,627.00 (+2.98%)	$629,300 (+9.05%) Land $213,400 Building $415,900
2023	$6,435.00	$577,100 Land $210,500 Building $366,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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