Westchester County and New Castle Town property record for 43 Vails Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,339 sqft · built 2006 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Jan 2019) |
| Tax Bill | $27,880 (2020) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 91.7-1-9 |
| Primary APN | 553600 91.7-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,339 sqft Living Area |
| 1st Floor Area | 2,262 sqft |
| 2nd Floor Area | 2,077 sqft |
| Basement Area | 1,109 sqft |
| Finished Basement | 1,109 sqft |
| Unfinished Basement | 1,109 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 152,460 sqft (3.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2787000 |
|---|---|
| Street Address | 43 VAILS LN |
| City | OSSINING |
| State | NY |
| Zip | 10562-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 13103 |
Source: Westchester County and New Castle Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 VAILS LN, OSSINING, NY 10562-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Jan 25, 2019 | Grant Deed, Transfer INTEGRITY LAND SERVICES INC, INTEGRITY LAND SVCS INC |
| Jun 19, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage GELT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2005 · Amount on Record |
| Deed Document Number | 2019590153357 |
| Prior Transfer Date | Mar 29, 2007 |
| Prior Transfer Doc | 0471130311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 23, 2020 |
| Property Address | 43 VAILS LN, OSSINING, NY 10562-2706 |
| Document Number | 0602403350 |
| Book / Page | 060240 / 003350 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | ALL COUNTY ABSTRACT INC. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 37 STONEGATE RD OSSINING NY 105624014, OSSINING, NY 10562-4014 |
| Document Number | 603463975 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 060346/003975 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 25, 2019 |
| Property Address | 43 VAILS LN, OSSINING, NY 10562-2706 |
| Document Number | 0590153357 |
| Book / Page | 059015 / 003357 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | INTEGRITY LAND SERVICES INC, INTEGRITY LAND SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 RIPPOWAM RD RIDGEFIELD CT 068772914, RIDGEFIELD, CT 06877-2914 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 19, 2018 |
| Property Address | 43 VAILS LN, OSSINING, NY 10562-2706 |
| Document Number | 0581003489 |
| Book / Page | 058100 / 003489 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | NEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1465A FLATBUSH AVE BROOKLYN NY 112102428, BROOKLYN, NY 11210-2428 |
| Document Number | 581183017 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 058118/003017 |
| Name | GELT LLC |
|---|---|
| Address | 139 FULTON ST # 300, NEW YORK, NY 10038-2537 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 18, 2019 |
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,000 (-) Land $85,000 Building $75,000 | $1,146,953 (+0.86%) Land $609,319 Building $537,634 | |
| 2024 | $160,000 (-) Land $85,000 Building $75,000 | $1,137,171 (+5.19%) Land $604,122 Building $533,049 | |
| 2023 | $160,000 Land $85,000 Building $75,000 | $1,081,081 Land $574,324 Building $506,757 | |
| 2020 | $27,880.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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