43 Upsala St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 43 Upsala St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,045 sqft · built 1900
Lot Size	0.109 acres (4,769 sqft)
Owner	Individual Name on File
Last Sale	$651,000 (Jun 2024)
Tax Bill	$7,987 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-008-00025`

Property Details

APN / Parcel Number

Primary APN	`10-008-00025`
Alternative APN	`WORC M:10 B:008 L:00025`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,045 sqft Living Area
Gross Area	5,416 sqft
1st Floor Area	1,105 sqft
Basement Area	1,277 sqft
Unfinished Basement	1,277 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,769 sqft (0.109 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	10-008-00025
Street Address	43 UPSALA ST
City	WORCESTER
State	MA
Zip	01610-3338
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	8
Legal Lot Number	25
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	732700

Owner

43 Upsala St, a triplex, is owned and occupied by an individual who bought it in June 2024.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	43 UPSALA ST, WORCESTER, MA 01610-3338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Jun 12, 2017	Quit Claim Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024 · Amount on File
Deed Sale	Jun 13, 2024 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	202445091
Deed Book / Page	70630 / 100
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 27, 2026
Property Address	43 UPSALA ST, WORCESTER, MA 01610-3338
Document Number	0000074596
Book / Page	74086 / 318
Instrument Date	Aug 20, 2026
Instrument	202674596
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 UPSALA ST, WORCESTER, MA 01610-3338

Mortgage

Document Number	0000074596,
Date	Aug 27, 2026
Book Page	74086/318
Instrument	202674596

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 12, 2017
Property Address	43 UPSALA ST, WORCESTER, MA 01610-3338
Document Number	57247-256
Book / Page	57247 / 256
Instrument	60214
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 UPSALA ST, WORCESTER, MA 01610-3338

Mortgage

Document Number	572470258
Date	Jun 12, 2017
Instrument	57247/0258

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 43 Upsala St was $7,987, up 11.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,987.00 (+11.38%)	$601,400 (+10.61%) Land $83,400 Building $518,000
2025	$7,171.00	$543,700 Land $78,500 Building $465,200
2023	$6,460.00	$450,500 Land $68,300 Building $382,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Upsala St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Upsala St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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