43 Union St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 43 Union St, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,346 sqft · built 1900
Lot Size	0.063 acres (2,766 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Aug 2024)
Tax Bill	$6,566 (2025)
Deeds & Mortgages	May 2020 Transfer Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0046 B:0000 L:0005`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0046 B:0000 L:0005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	2,545 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	2,766 sqft (0.063 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	43 UNION ST
City	MANCHESTER
State	MA
Zip	01944-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Lot Number	5
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	3
Census Block	3013
Census Tract	218100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Village Historic District listed 1990 · 181 contributing resources · NRIS 89002156

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1200 N GEORGE ST, ROME, NY 13440-2724
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Apr 27, 2000 · Amount on Record
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	38553-112
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	May 27, 2020
Property Address	43 UNION ST, MANCHESTER, MA 01944-1561
Document Number	38553-112
Book / Page	038553 / 000112
Instrument Date	Dec 19, 2019
Instrument	27004680
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	246 SEMINOLE AVE PALM BEACH FL 334803735, PALM BEACH, FL 33480-3735

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Apr 10, 2019
Property Address	43 UNION ST, MANCHESTER, MA 01944-1561
Document Number	37433-84
Book / Page	037433 / 000084
Instrument Date	Jan 10, 2019
Instrument	1904101550
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	43 UNION ST MANCHESTER BY THE SEA MA 019441561, MANCHESTER BY THE SEA, MA 01944-1561

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,566.00 (+7.45%)	$717,600 (+9.79%) Land $251,600 Building $466,000	$885,780
2024	$6,111.00 (+3.02%)	$653,600 (+14.93%) Land $242,600 Building $411,000
2023	$5,932.00	$568,700 Land $215,700 Building $353,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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