43 Underwick Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 43 Underwick Path, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 2004
Lot Size	0.235 acres (10,237 sqft)
Owner	Trust Name on File
Last Sale	$280,000 (Oct 2025)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00630-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00630-0060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Heated Area
Gross Area	2,060 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Driveway	Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	43 UNDERWICK PATH
City	PALM COAST
State	FL
Zip	32164-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 63 LOT 6 OR 119 PG 501 OR 918 PG 1208 OR 1151 PG 1828 OR 2082/1565
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	63
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1014
Census Tract	60208

Owner

43 Underwick Path is owner-occupied and held in a trust since October 2025.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	17 EASTWOOD DR, PALM COAST, FL 32164-6156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Aug 27, 2015 · Amount on File
Deed Document Number	2025040224
Deed Book / Page	2995 / 227
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 3, 2025
Property Address	43 UNDERWICK PATH, PALM COAST, FL 32164-5700
Document Number	0029950227
Book / Page	2995 / 227
Map Reference	MB 17 PG 12-28
Instrument Date	Sep 29, 2025
Instrument	2025040224
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 SWEETWATER CT, PALM COAST, FL 32137-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	17 EASTWOOD DR, PALM COAST, FL 32164-6156

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	43 UNDERWICK PATH, PALM COAST, FL 32164-5700
Document Number	0022321791
Book / Page	002232 / 001791
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 UNDERWICK PATH PALM COAST FL 321645700, PALM COAST, FL 32164-5700

Mortgage

Document Number	0022321791
Date	Oct 2, 2017
Book Page	002232/001791
Instrument	34203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 43 Underwick Path was $1,132 with a homeowner's exemption, up 3.3% from the year before.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,132.00 (+3.28%) Homeowner's exemption	$105,484 (+2.9%)	$223,100 (+0.06%) Land $52,000 Building $171,100
2024	$1,096.00 (+4.18%) Homeowner's exemption	$102,511 (+3%)	$222,969 (+0.91%) Land $44,500 Building $178,469
2023	$1,052.00 (+2.63%) Homeowner's exemption	$99,526 (+3%)	$220,956 (+6.67%) Land $44,500 Building $176,456
2022	$1,025.00 Homeowner's exemption	$96,627	$207,147 Land $45,500 Building $161,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Underwick Path in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Underwick Path is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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