Redding Town property record for 43 Umpawaug Rd, Redding, CT 06896 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,550 sqft · built 1961 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2017) |
| Tax Bill | $13,842 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit May 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | REDD M:36 L:121 |
| Primary APN | REDD M:36 L:121 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 5,870 sqft |
| 1st Floor Area | 1,598 sqft |
| Basement Area | 1,356 sqft |
| Unfinished Basement | 207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 149,411 sqft (3.43 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 280400 |
|---|---|
| Street Address | 43 UMPAWAUG RD |
| City | REDDING |
| State | CT |
| Zip | 06896-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 121 |
| Jurisdiction | REDDING CT |
| Township / Civil Division | REDDING |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 240100 |
Source: Redding Town records · APN REDD M:36 L:121
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 UMPAWAUG RD, REDDING, CT 06896-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CROSSCOUNTRY MORTGAGE INC |
| Mar 27, 2017 | Executor's Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 · Amount on Record |
| Deed Sale | Mar 27, 2017 · Amount on Record |
| Deed Document Number | 2017676190003 |
| Deed Book / Page | 407 / 698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | REDDING CT |
| Property Address | 43 UMPAWAUG RD, REDDING, CT 06896-2811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000452-469 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 452/469 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | REDDING CT |
| Property Address | 43 UMPAWAUG RD, REDDING, CT 06896-2811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00447-1056 |
|---|---|
| Date | May 22, 2024 |
| Book Page | 447/1056 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | REDDING CT |
| Property Address | 43 UMPAWAUG RD, REDDING, CT 06896-2811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428-1075 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 428/1075 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | REDDING CT |
| Recording Date | Mar 27, 2017 |
| Property Address | 43 UMPAWAUG RD, REDDING, CT 06896-2811 |
| Document Number | 407-698 |
| Book / Page | 000407 / 000698 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 67619 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 407-701 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 000407/000701 |
| Instrument | 67620 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: Redding Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Redding Town |
| Elementary School District | Redding School District (PK - 08) |
| Secondary School District | Regional School District 09 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,842.00 | $468,600 (-) Land $201,500 Building $267,100 | $328,020 Land $141,050 Building $186,970 |
| 2024 | $13,842.00 (+6.67%) | ||
| 2023 | $12,976.00 (+6.66%) | $468,600 (+28.42%) Land $201,500 Building $267,100 | |
| 2022 | $12,166.00 | $364,900 Land $216,100 Building $148,800 |
Source: FEMA National Flood Hazard Layer, County delivery 09001C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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