43 Twombly Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 43 Twombly Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,866 sqft · built 1955
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 1996)
Tax Bill	$16,100 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-03003-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`18-03003-0000-00012`
Alternative APNs	`1800096K00006` `180300300012`

Interior

Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Old Parcel Number	1800096K00006
Street Address	43 TWOMBLY DR
City	SUMMIT
State	NJ
Zip	07901-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	3003
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4009
Census Tract	37900

Owner

43 Twombly Dr is owned and occupied by two individuals who bought it in October 1996.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 TWOMBLY DR, SUMMIT, NJ 07901-3026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1996 · Amount on File
Deed Sale	Oct 29, 1996 · Amount on File
Deed Document Number	199633281
Deed Book / Page	4447 / 269
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	43 TWOMBLY DR, SUMMIT, NJ 07901-3026
Document Number	0142572177
Book / Page	014257 / 002177
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 TWOMBLY DR SUMMIT NJ 079013026, SUMMIT, NJ 07901-3026

Mortgage

Document Number	0142572177
Date	Apr 12, 2017
Book Page	014257/002177
Instrument	639144

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 Twombly Dr was $16,100, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,100 (-) Land $251,200 Building $108,900	$360,100 (-) Land $251,200 Building $108,900
2025	$16,100.00 (+2.65%)	$360,100 Land $251,200 Building $108,900	$360,100 Land $251,200 Building $108,900
2024	$15,685.00
2023		$360,100 Land $251,200 Building $108,900	$360,100 Land $251,200 Building $108,900
2022	$15,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Twombly Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Twombly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20