43 Trout Valley Rd, Wilburn, AR 72179 Property Records

Cleburne County property record for 43 Trout Valley Rd, Wilburn, AR 72179

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,024 sqft · built 2001
Lot Size	0.259 acres (11,316 sqft)
Owner	Company Name on Record
Last Sale	$289,000 (Mar 2021)
Tax Bill	$2,521 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`002-05236-001`

Property Details

APN / Parcel Number

Primary APN	`002-05236-001`
Alternative APN	`16351`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	160 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	11,316 sqft (0.259 acres)

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	336 sqft
Patio Area	864 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	43 TROUT VALLEY RD
City	WILBURN
State	AR
Zip	72179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09
Legal Township	10
Legal Section	36
Legal Subdivision	HIDDEN VALLEY
Legal Lot Number	14
Jurisdiction	CLEBURNE AR
Township / Civil Division	SUGAR LOAF
Census Block Group	3
Census Block	3033
Census Tract	480100

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5699, PINE BLUFF, AR 71611-5699
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NET 1 FUNDING CORP
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Document Number	20211428
Last Transfer Date	Aug 22, 2024
Transfer Doc	0202404500
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	43 TROUT VALLEY RD, WILBURN, AR 72179
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006639
Date	Oct 19, 2020
Instrument	202006639

Lender

Name	NET 1 FUNDING CORP
Type	Lending Institution
Address	EL DORADO, AR 71730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Mar 5, 2021
Property Address	43 TROUT VALLEY RD, WILBURN, AR 72179
Document Number	0202101428
Instrument Date	Feb 25, 2021
Instrument	202101428
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$953.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 TROUT VALLEY RD, 43, WILBURN, AR 72179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 TROUT VALLEY RD, WILBURN, AR 72179

Mortgage

Document Number	0202101429
Date	Mar 5, 2021
Instrument	202101429

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Concord Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,521.00 (+9.13%)	$57,704 (-) Land $25,000 Building $32,704	$288,520 (-) Land $125,000 Building $163,520
2025	$2,310.00 (+15.27%)	$57,704 (+20.06%) Land $25,000 Building $32,704	$288,520 (+20.06%) Land $125,000 Building $163,520
2023	$2,004.00	$48,062 Land $20,000 Building $28,062	$240,310 Land $100,000 Building $140,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	22 (1984–2021)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Mar 2021 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBURN WATER ASSOCIATION serves 668 people · EPA ID AR0000686
Water Source	Purchased surface water from HEBER SPRINGS WATER SYSTEM
Last State Inspection	Feb 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Horton's TV & Electronics Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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