43 Townsend Way, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 43 Townsend Way, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 2004
Lot Size	3.38 acres (147,233 sqft)
Owner	Individual Name on File
Last Sale	$315,300 (Jun 2014)
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:R08 L:040=C=1`

Property Details

APN / Parcel Number

Primary APN	`M:R08 L:040=C=1`
Alternative APNs	`TOPM M:R08 L:040-C-1` `3945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	147,233 sqft (3.38 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3945
Street Address	43 TOWNSEND WAY
City	TOPSHAM
State	ME
Zip	04086-5136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	40-C-1
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	4
Census Block	4004
Census Tract	970302

Owner

43 Townsend Way is owned and occupied by an individual who acquired it in January 2024.

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	43 TOWNSEND WAY, TOPSHAM, ME 04086-5136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2014 · Amount on File
Deed Sale	Jun 4, 2014 · Amount on File
Deed Document Number	20143496
Deed Book / Page	03598 / 0342
Last Transfer Date	Jan 16, 2024
Transfer Doc	0000000429
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Jan 25, 2024
Property Address	43 TOWNSEND WAY, TOPSHAM, ME 04086-5136
Document Number	0000000429
Book / Page	2024 / 429
Instrument Date	Jan 16, 2024
Instrument	2024R-00429
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 TOWNSEND WAY, TOPSHAM, ME 04086-5136

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	43 TOWNSEND WAY, TOPSHAM, ME 04086-5136
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002619
Date	Apr 14, 2020
Instrument	2020R-02619

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	43 TOWNSEND WAY, TOPSHAM, ME 04086-5136
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010151
Date	Nov 24, 2021
Instrument	2021R-10151

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 43 Townsend Way was $6,036.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,036.00	$471,600 Land $79,900 Building $391,700
2023	$5,471.00 (+9.97%)	$402,900 (+16.78%) Land $62,600 Building $340,300
2022	$4,975.00	$345,000 Land $60,400 Building $284,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Townsend Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Townsend Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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