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43 Timber Wolf Trl, Cullowhee, NC 28723 Property Records

Jackson County property record for 43 Timber Wolf Trl, Cullowhee, NC 28723 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,280 sqft · built 2013
Lot Size1.29 acres (56,192 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Oct 2022)
Tax Bill$1,588 (2023)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7569-40-0299

Property Details

APN / Parcel Number

Primary APN7569-40-0299
Alternative APN
  • 177236

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,280 sqft
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 2013
Exterior MaterialOther
Lot Area56,192 sqft (1.29 acres)
TerrainRolling
PorchPorch
Porch Area1,088 sqft
Patio Area800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number177236
Street Address43 TIMBER WOLF TRL
CityCULLOWHEE
StateNC
Zip28723-6750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 OFF CANEY FORK RD
Legal Township05
Legal SubdivisionELLEN L RILEY SUB
Legal Lot Number2
JurisdictionJACKSON NC
Township / Civil DivisionCANEY FORK
Census Block Group1
Census Block1027
Census Tract950700

Owner

Source: Jackson County records · APN 7569-40-0299

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address43 TIMBER WOLF TRL, CULLOWHEE, NC 28723-6750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2022 · Amount on Record
Deed SaleOct 26, 2022 · Amount on Record
Prior SaleApr 29, 2016
Deed Document Number0002345703
Deed Book / Page2345 / 703
Record UpdatedJun 07, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateOct 26, 2022
Property Address43 TIMBER WOLF TRL, CULLOWHEE, NC 28723-6750
Document Number0023450703
Book / Page2345 / 703
Instrument DateOct 22, 2022
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6490 COUNTY ROAD 5 2, 6490, DELTA, OH 43515-9660

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 TIMBER WOLF TRL, CULLOWHEE, NC 28723-6750

Mortgage

Document Number0023450709
DateOct 26, 2022
Book Page2345/709
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.2%
Type Change DateNov 01, 2027
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change6.2%
Index5-Year CMT
Margin2
Max Rate10.2%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$1,588.00$418,110 Land $48,290 Building $369,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Sky FiFixed Wireless (unlicensed)25 / 5
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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