43 Thackeray Rd, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 43 Thackeray Rd, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	1,783 sqft · built 1966
Lot Size	0.491 acres (21,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2021)
Tax Bill	$13,667 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-04301-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`42-04301-0000-00006`
Alternative APNs	`4203419000100006` `42034190100006`

Interior

Stories	1 Story
Building Area	1,783 sqft Living Area
1st Floor Area	1,783 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	21,388 sqft (0.491 acres)
Lot Dimensions	214 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	42034190100006
Street Address	43 THACKERAY RD
City	OAKLAND
State	NJ
Zip	07436-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.491 AC
Legal Block	4301
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4005
Census Tract	39200

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 THACKERAY RD, OAKLAND, NJ 07436-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Jun 30, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Sep 11, 1998 · Amount on Record
Deed Document Number	2021105746
Deed Book / Page	4246 / 1522
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	43 THACKERAY RD, OAKLAND, NJ 07436-3310
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050690013
Date	Aug 28, 2023
Book Page	5069/13
Instrument	2023056351

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 30, 2021
Property Address	43 THACKERAY RD, OAKLAND, NJ 07436-3310
Document Number	0042461522
Book / Page	4246 / 1522
Instrument Date	Jun 21, 2021
Instrument	2021105746
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 BLACK BEAR DR, 36, BARNEGAT, NJ 08005-1019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 THACKERAY RD, OAKLAND, NJ 07436-3310

Mortgage

Document Number	2021105747
Date	Jun 30, 2021
Instrument	2021105747

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	43 THACKERAY RD, OAKLAND, NJ 07436-3310
Document Number	0028371514
Book / Page	002837 / 001514
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 THACKERAY RD OAKLAND NJ 074363310, OAKLAND, NJ 07436-3310

Mortgage

Document Number	0028371514
Date	Jan 17, 2018
Book Page	002837/001514

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,100 (+4.73%) Land $318,500 Building $336,600	$655,100 (+4.73%) Land $318,500 Building $336,600
2025	$13,667.00 (+2.14%)	$625,500 (+12.91%) Land $308,500 Building $317,000	$625,500 (+12.91%) Land $308,500 Building $317,000
2024	$13,381.00 (+5.09%)
2023		$554,000 Land $266,100 Building $287,900	$554,000 Land $266,100 Building $287,900
2022	$12,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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